*Updated : April 09, 2026
For those of you planning to travel abroad, you can now easily make transactions via QRIS on BCA mobile, known as Cross-Border QRIS transactions.
Cross-Border QRIS transactions allow you to make payments in different countries. For example, suppose you are a tourist on vacation in Thailand. When shopping and making payments, you can use QRIS on BCA mobile by scanning the QR code provided by merchants in Thailand (from partner banks integrated into the QRIS network). This way, you no longer have to go through the hassle of exchanging Rupiah for Baht (Thai currency). In addition to the convenience of Cross-Border QRIS transactions via BCA mobile, the transaction amount will be automatically converted based on BCA’s competitive Reuters exchange rate.
Currently, consumers and merchants in Indonesia and abroad can send and receive cross-border QR payments. The following countries support Cross-Border QRIS transactions:
| Country | Partner |
|
Thailand |
Bangkok Bank (BBL) |
|
Siam Commercial Bank (SCB) |
|
|
CIMB Thai Bank |
|
|
Bank of Ayudhya (BAY) |
|
|
Kasikorn Bank (KBANK) |
|
|
Krung Thai Bank (KTB) |
|
|
Cross Border QR Payment |
|
|
Malaysia |
Ambank Malaysia Berhad |
|
Bank Islam Malaysia Berhad |
|
|
Axiata Digital eCode Sdn Bhd (Boost) |
|
|
CIMB Bank Berhad |
|
|
Fave Asia Technologies Sdn Bhd |
|
|
Finexus Cards Sdn Bhd |
|
|
Hong Leong Bank Berhad |
|
|
Maybank Berhad |
|
|
OCBC Bank Berhad |
|
|
Public Bank Berhad |
|
|
Razer Merchant Services Sdn Bhd |
|
|
TNG Digital Sdn Bhd |
|
|
United Overseas Bank Berhad |
|
|
GHL Cardpay Sdn Bhd (GHL) |
|
|
DuitNow |
|
|
Singapore |
Network for Electronic Transfers Singapore, Ltd (NETS SG) |
|
SGQR + NETS |
|
|
Japan |
Netstars |
|
JPQR GLOBAL |
|
|
South Korea |
Jeju Pay |
|
SeoulPay |
|
|
ZeroPay |
|
|
China |
Alipay |
|
UnionPay |
When you’re out and about, trying local food, or shopping, you can make cashless payments using QRIS on the BCA mobile app. Curious about how it works? Check out the steps below:
Pay for transactions by scanning the QR code displayed on the merchant’s EDC machine. The payment amount will appear automatically, and you only need to scan the QR code to complete the payment.
1. Open BCA mobile, select the 'QRIS' menu
2. Scan the QRIS code issued from the EDC merchant
3. The transaction amount that must be paid will appear automatically
4.Double check the transaction details and confirm payment by clicking 'OK'
5. Enter m-BCA PIN
6. Transaction successful
Pay for transactions by scanning the QR code available at the merchant’s location, typically in the form of a sticker or tent card. Here are the steps:
1. Open BCA mobile, select the 'QRIS' menu
2. Scan the 'QRIS code' displayed at the merchant's tent card
3. Enter the transaction amount
4. Double check the transaction details and confirm payment by clicking 'OK'
5. Enter m-BCA PIN
6. Transaction successful
Likewise, for merchants in Indonesia, QRIS Cross-Border can also be beneficial, as tourists visiting Indonesia can easily make transactions by scanning the QRIS code available at the merchant’s location (whether via an EDC machine or a sticker).
Foreign tourists simply scan the QRIS, and the Baht from their account balance used for payment will be instantly converted into Rupiah. Convenient, isn’t it? Transactions become easier because funds are automatically deposited into the merchant’s account. Sales can also increase with the QRIS Cross-Border payment method.
Curious about how it works? Check out the steps below.
1. At BCA EDC, select 'QR', then select 'Payment’
2. Enter the transaction amount, then confirm by selecting 'Enter'
3. Wait a moment, the EDC machine will print a QR code receipt. Ask the customer to scan the QR code to make a payment.
4. If successful, the EDC machine will print the transaction receipt
How to Accept QRIS Statis BCA Payment Transactions
- Ask the customer to scan the QR code using a Thai partner bank’s app that supports Cross-Border QRIS
- Ask the customer to enter the transaction amount in Rupiah
- Check the transaction status via the BCA QR Merchant Service website (qr.klikbca.com)
- Real-time notifications will be sent for every successful transaction
- Transaction reports can be viewed in detail on a daily basis
*This service is available only for merchants using BCA’s QRIS facilities or other Financial Service Providers that support Cross-Border QRIS.
1. Open the QR Merchant Service website at https://qr.klikbca.com/ then enter your email and password
2. A screen display of the details of the transactions entered will appear
1. Open the BCA Merchant app
2. Select 'Transaction'
3. The history of all incoming transactions will be visible on the screen
4. Click QR Cross Border transaction history to view transaction details
Easy and convenient, isn’t it?
Traveling abroad is even more enjoyable with the QRIS Cross-Border service via BCA mobile. No more hassle of exchanging money or waiting for change. Shopping and making payments are now easier and more seamless.
Be sure to share this useful information with your friends, Goodfriends.
