For those traveling abroad, now you can easily make transactions via QRIS on BCA mobile or Cross-Border QRIS
transactions.
Cross-Border QRIS transactions allow you to make payments in different countries. For example, suppose you are a
tourist on vacation in Thailand. You can use QRIS on BCA mobile to pay by scanning the QR code provided by merchants
in Thailand (from partner banks integrated with the QRIS). This means you don’t have to exchange the rupiah
for Baht (Thailand). Besides practical, your transaction will be converted automatically according to BCA’s
competitive Reuters rate.
Now, consumers and merchants in Indonesia and abroad can make and receive cross-border (cross-border) QR payments for
transactions. Here are the countries that support Cross Border QRIS:
- Thailand
This transaction applies to partner banks in Thailand that are integrated with the QRIS such as
Bank CIMB Thai, BBL (Bangkok Bank), BAY (Bank of Ayudhya), Krungthai Bank (KTB), CIMB Thai, Kasikorn Bank
(KBANK), and Siam Commercial Bank (SCB).
- Malaysia
Apart from Thailand, Cross-Border QRIS is now also available in Malaysia. You don’t need to
worry about transactions abroad, because you can simply scan the QR code available at the merchant. Transactions
are valid for partner banks in Malaysia that are integrated with the QRIS network such as Public Bank Berhad,
Razer Merchant Services Sdn Bhd, United Overseas Bank Berhad, TNG Digital Sdn Bhd, Axiata Digital eCode Sdn Bhd
(Boost), AmBank Malaysia Berhad, Maybank Berhad, and Hong Leong Bank Berhad.
When you are traveling, eating out, or shopping, you can make cashless payments using QRIS on BCA mobile. Do you want
to know how to do it? Check out how to do it below:
How to Make a Cross-Border QRIS Transaction via BCA mobile [QR EDC
Merchant]
Make a transaction payment by scanning the QR code printed on the merchant’s EDC machine. The
amount will
appear automatically and you just need to scan the QR to pay.
- Open BCA mobile, select the ‘QRIS’ menu

- Scan the QR issued by the merchant

- Payable transaction amount will appear automatically

- Review the transaction details and confirm the payment by clicking ‘OK’

- Enter your m-BCA PIN

- Transaction is successful

How to Make a Cross-Border QRIS Transaction via BCA mobile [Sticker/Tent
Card]
Pay for QRIS transactions by scanning the QR available at the merchant, usually in the form of a sticker
or tent
card. Here are the steps:
- Open BCA mobile, select the ‘QRIS’ menu

- Scan the QR displayed on the merchant’s tent card

- Enter the transaction amount
- Review the transaction details and confirm the payment by clicking ‘OK’

- Enter your m-BCA PIN

- Transaction is successful

The same applies to merchants in Indonesia, Cross Border QRIS can also be beneficial because foreign tourists in
Indonesia can also directly transact easily through QRIS scans available at merchants (both from EDC
machines/Stickers).
They can simply scan QRIS and the Baht from their bank account balance used for payment will be instantly converted
into Rupiah. Convenient, isn’t it? Making transactions easier because the funds automatically go to the
seller’s account. Make more sales with the Cross-Border QRIS payment method.
Do you want to know how to do it? Check out the following steps.
How to Accept Cross-Border QRIS Transactions in Indonesia [Sticker/Tent
Card]
- Ask customers to scan QR using the Thai partner bank application that accepts Cross-Border QRIS
- Ask the customer to enter the transaction amount in Rupiah
- Check transaction status through the BCA QR Merchant Service website (qr.klikbca.com)
- Realtime notification will appear for every successful transaction
- Transaction reports are available for daily detailed view
Note: only merchants who use BCA QRIS facilities or other Financial Service Providers that accept
Cross-Border QRIS
How to Accept Cross-Border QRIS in Indonesia [EDC BCA]
- On EDC BCA, select ‘QR’, and then select ‘Payment’

- Enter the amount, then confirm by pressing ‘Enter’

- Wait a moment, the EDC machine will print a QR code receipt. Ask the customer to scan the QR code to
make a
payment.

- If successful, the EDC machine will print a receipt

How to Receive BCA Static QRIS Payment Transaction
- Ask customers to scan QRIS with the Bank Application that accepts Cross Border QRIS
- Ask customers to enter the transaction amount in Rupiah
- Check transaction status via the BCA QR merchant Service website(qr.klikbca.com)
- Realtime notification will appear for every successful transaction
- Transaction reports are available for daily detailed view
* only merchants who use BCA QRIS facilities or other Financial Service Providers that accept
Cross-Border QRIS
How to Check Cross-Border QRIS via QR
Merchant Service (QRMS) [Website]
- Open the QR Merchant Service website at https://qr.klikbca.com/then
enter your email and password
- An incoming transaction details will appear
How to Check Cross-BorderQRIS via
BCA Merchant Application
- Open BCA Merchant Application

- Select ‘Transaksi’

- Records of all incoming transactions will appear on the screen

- Click on Cross-Border QRIS transaction history to view detailed transaction details

Easy and convenient, right?
Traveling abroad is easier with the Cross-Border QRIS service via BCA mobile. No more hassle exchanging bills and
waiting for your change. It’s now easier and more convenient to shop and pay for transactions.
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