*Updated : 19 August 2025
For those traveling abroad, now you can easily make transactions via QRIS on BCA mobile or Cross-Border QR transactions.
Cross-Border QR transactions allow you to make payments in different countries. For example, suppose you are a tourist on vacation in Thailand. You can use QRIS on BCA mobile to pay by scanning the QR code provided by merchants in Thailand (from partner banks integrated with the QRIS). This means you don’t have to exchange the rupiah for Baht (Thailand). Besides practical, your transaction will be converted automatically according to BCA’s competitive Reuters rate.
Now, consumers and merchants in Indonesia and abroad can make and receive cross-border (cross-border) QR payments for transactions. Here are the countries that support Cross Border QR:
| Country | Partner | |
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Thailand |
Bangkok Bank (BBL) |
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Siam Commercial Bank (SCB) |
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CIMB Thai Bank |
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Bank of Ayudhya (BAY) |
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Kasikorn Bank (KBANK) |
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Krung Thai Bank (KTB) |
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|
|
Cross Border QR Payment |
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|
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Malaysia |
Ambank Malaysia Berhad |
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Bank Islam Malaysia Berhad |
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Axiata Digital eCode Sdn Bhd (Boost) |
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CIMB Bank Berhad |
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Fave Asia Technologies Sdn Bhd |
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Finexus Cards Sdn Bhd |
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Hong Leong Bank Berhad |
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Maybank Berhad |
|
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OCBC Bank Berhad |
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Public Bank Berhad |
|
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Razer Merchant Services Sdn Bhd |
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TNG Digital Sdn Bhd |
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United Overseas Bank Berhad |
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GHL Cardpay Sdn Bhd (GHL) |
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|
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DuitNow |
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Singapura |
Network for Electronic Transfers Singapore, Ltd (NETS SG) |
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SGQR + NETS |
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Jepang |
Netstars |
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JPQR GLOBAL |
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|
When you are traveling, eating out, or shopping, you can make cashless payments using QRIS on BCA mobile. Make sure international transactions are active so you can do transactions abroad. Do you want to know how to do it? Check out how to do it below:
Make a transaction payment by scanning the QR code printed on the merchant’s EDC machine. The amount will appear automatically and you just need to scan the QR to pay.
- Open BCA mobile, select the ‘QRIS’ menu
- Scan the QR issued by the merchant
- Payable transaction amount will appear automatically
- Review the transaction details and confirm the payment by clicking ‘OK’
- Enter your m-BCA PIN
- Transaction is successful
Pay for QRIS transactions by scanning the QR available at the merchant, usually in the form of a sticker or tent card. Here are the steps:
- Open BCA mobile, select the ‘QRIS’ menu
- Scan the QR displayed on the merchant’s tent card
- Enter the transaction amount
- Review the transaction details and confirm the payment by clicking ‘OK’
- Enter your m-BCA PIN
- Transaction is successful
The same applies to merchants in Indonesia, Cross Border QR can also be beneficial because foreign tourists in Indonesia can also directly transact easily through QRIS scans available at merchants (both from EDC machines/Stickers).
They can simply scan QRIS and the Baht from their bank account balance used for payment will be instantly converted into Rupiah. Convenient, isn’t it? Making transactions easier because the funds automatically go to the seller’s account. Make more sales with the Cross-Border QR payment method.
Do you want to know how to do it? Check out the following steps.
- On EDC BCA, select ‘QR’, and then select ‘Payment’
- Enter the amount, then confirm by pressing ‘Enter’
- Wait a moment, the EDC machine will print a QR code receipt. Ask the customer to scan the QR code to make a payment.
- If successful, the EDC machine will print a receipt
How to Receive BCA Static QRIS Payment Transaction
- Ask customers to scan QRIS with the Bank Application that accepts Cross Border QR
- Ask customers to enter the transaction amount in Rupiah
- Check transaction status via the BCA QR merchant Service website(qr.klikbca.com)
- Realtime notification will appear for every successful transaction
- Transaction reports are available for daily detailed view
- Open the QR Merchant Service website at https://qr.klikbca.com/then enter your email and password
- An incoming transaction details will appear
- Open BCA Merchant Application
- Select ‘Transaksi’
- Records of all incoming transactions will appear on the screen
- Click on Cross-Border QR transaction history to view detailed transaction details
Easy and convenient, right?
Traveling abroad is easier with the Cross-Border QR service via BCA mobile. No more hassle exchanging bills and waiting for your change. It’s now easier and more convenient to shop and pay for transactions.
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