05 May 2023 | Edukatips

BCA Mastercard Debit Card with Contactless Feature Makes Transactions Easier

BCA Debit Mastercard is now available with the contactless feature. Customers simply place or tap the card onto the EDC machine with a contactless logo. The contactless feature is only available for transactions if the customer has activated the contactless card on BCA mobile or myBCA. To get this card, you can open a new account or exchange your old debit card through BCA branches or CS Digital (debit card availability depends on each channel). Interestingly, BCA contactless debit can be used for transactions domestically on BCA EDC machines supported with contactless payment technology and also abroad for transactions at MRT, supermarkets, offline stores, and more.

By using a BCA Debit Mastercard with a contactless logo, you can still make transactions as usual by dipping the card into the EDC. However, with the contactless feature, you can easily pay for transactions because you don’t need to insert a card or enter a PIN.

For contactless transactions, the daily accumulated transaction limit is Rp1 million/day/card, while for transactions above Rp1 million, PIN is required (Valid in Indonesia, the contactless transactions amount using PIN following the applicable policies of each country). Furthermore, customers can set the limit of contactless debit transactions without a PIN, and enable or disable the contactless feature through BCA mobile or myBCA.

Before using your Debit Mastercard for contactless transactions, you must first activate it via the “Kontrol Debit Contactless” menu. Then, if you want to set a contactless transaction limit without a PIN, you can also go to the “Atur Limit Debit Contactless” menu. You can do both via BCA mobile or myBCA:

Control Contactless Debit on BCA mobile

Open BCA mobile

Enter your m-BCA access code

Click the ‘Akun Saya’ menu

Select the ‘Kontrol’ menu

Toggle the button next to ‘Transaksi Debit Contactless’ to enable or disable the contactless feature

Confirm by entering your m-BCA PIN

BCA Debit Contactless Mastercard Control is successful

Set Contactless Debit Limit Without a PIN on BCA mobile

Open BCA mobile

Enter your m-BCA access code

Click the ‘Akun Saya’ menu

Select the ‘Atur Limit’ menu

Slide the button or fill in the amount in the box as desired

Make sure the nominal of ‘Limit Debit Contactless without a PIN’ is correct

Confirm the limit that has been set by entering your m-BCA PIN

Setting the BCA Debit Contactless Mastercard limit is successful

Contactless Debit Card Control on myBCA

Open myBCA and log in using your ‘BCA ID & Password’ or use the ‘Masuk dengan Biometrik’ feature

Select ‘Akun Saya’, then select ‘Kontrol Akun

Select the debit card you want to manage

Select ‘Kontrol Transaksi’, and then toggle the button to the right for contactless debit transaction activation

A confirmation screen will appear, verify by entering your PIN

Transaction control is successfully done

Set Contactless Debit Limit without a PIN on myBCA

Open myBCA and log in using your ‘BCA ID & Password’ or use the ‘Masuk dengan Biometrik’ feature

Select ‘Akun Saya’, then select ‘Kontrol Akun’

Select the debit card you want to manage

Select ‘Atur Limit’, then determine the desired Contactless Debit Limit without a PIN

A confirmation screen will appear, verify by entering your PIN

Setting the contactless debit limit without a PIN is successful

BCA Mastercard Debit with a contactless feature can function as long as it is brought closer or tapped to the EDC machine. This allows the cardholders to retain the card without having to hand it over, minimizing the chance for others to see important data (card number, expiration date, CVV/CVC, etc). Important information, due to the ease of contactless transactions without a PIN, customers must be extra careful to maintain card security. If your BCA contactless debit card is lost, immediately block it via BCA mobile, KlikBCA Individu, myBCA, or contact Halo BCA 1500888.

Open an account now and get a BCA Debit Mastercard with a contactless feature by clicking the button below:

Open BCA Contactless Mastercard Account

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FAQ

What are the characteristics ofthe BCA Debit Mastercard with aContactless feature?
The distinct characteristic is the wave-like signal logo, which allows you to make transactions by simply placing or tapping the card onto the EDC machine.
How to use the BCA debit Mastercard with the contactless feature for payment?
Hold the BCA card facing the machine with the contactless logo. Tap your card until the payment is verified. Make sure the notification or payment receipt appears, the transaction is complete.
What is the daily limit of the BCA debit Mastercard with the contactless feature?
BCAContactless Debit transactions without a PIN have a daily limit for accumulated transactions of Rp1 million/day/card. If the transaction is above Rp1 million, the transactions are required to use a PIN. The limit is combined with the card limit for debit transactions. The PIN usage provision applies to transactions in Indonesia. For overseas transactions, it refers to the regulations in each country.
Where can I use the BCA Debit Mastercard with the contactless feature?
You can use your BCAContactless Debit in Indonesian and abroad. Domestically, this card can be used for transactions on BCA EDC machines that support contactless payments. Overseas, you can use this card to pay for MRT, supermarkets, offline stores, and many more.
How to keep my BCA Debit Mastercard with theContactless feature safe?
Since BCA Debit Mastercard can be used for transactions without a PIN, you must be extra careful to avoid losing your debit card. If that happens, immediately block the card or disable the contactless debit feature via BCA mobile or myBCA. To maintain card security, you can control and set the amount limits for transactions.