05 Apr 2023 | Edukatips

4 Tips to Obtain Your Dream Motorbike

Some people may have a dream motorbike that they’ve wanted for a long time. For some people, buying a motorbike is an option be it as a collection or for daily mobility, however, there are some factors to consider when buying a motorbike, including finances. Now you don’t have to worry anymore because realizing your dream motorbike is not just wishful thinking. Here are tips to make sure your dream bike doesn’t turn into a financial burden.

1. Do Your Research

Before deciding to buy a motorbike, you must first do some research on the bike you want. Find out which type of motorbike suits you the most. You can adjust it to your needs later. Next, check the maintenance budget. Finally, check how much the vehicle tax costs as well as the unit price and installments if you plan to buy your dream motorbike on credit.

2. Set a Budget

When looking to purchase a desired item, it is important to set a budget to avoid it becoming a financial burden in the future. If you want to buy a vehicle with a credit loan, you should calculate the down payment and monthly installments based on your financial capacity. Do the math carefully, and adjust to your finances such as savings, installments, and needs.

3. Choose a Reliable Financing Service

Once you set your budget and decide to buy your dream vehicle with a credit loan, you need to choose a reliable financing service. This is important to ensure an easy and safe credit process, and that your data is not misused. Choose a licensed financing service that is supervised by the Financial Services Authority, such as through BCA Motorcycle Financing Plan (KSM BCA)

4. Choose Hassle-Free Payment

If you apply for financing using KSM BCA, your installment payment is hassle-free because you can use BCA auto-debit payment. Your installments will be deducted automatically every month from your BCA account according to the amount that has been agreed upon at the time of financing application. No need to worry about missing your installment payments. BCA Autodebet installment payments are a practical solution for your good credit record in the future.

With KSM BCA, you can get many benefits and convenience in realizing your dream motorbike. It offers many conveniences, such as checking current installments, checking remaining principal debt, checking the last 3 installment payments, downloading credit agreements, downloading insurance policies, retrieving BPKB, extending STNK, changing due dates, accelerated repayments, and insurance claims at your fingertips using SILVI app. You can download the SILVI app on Google PlayStore to enjoy the ease!