06 May 2021 | Edukatips

The Importance of BCA ID for Your Transactions

*Update : 19 Feb 2024

BCA ID is the main gate to access all of your BCA accounts and enjoy our banking services. Opening an e-Deposito, checking e-Statement, and importing transfer data on myBCA, to make mutual funds, bonds, and insurance investments on Welma, require BCA ID.

Learn more about BCA ID and tips on how to use it.

What is BCA ID?

  • BCA ID is a single user ID to access BCA digital platforms you can create by yourself.
  • Currently, BCA ID can be used to access and make financial and non-financial transactions on myBCA and Welma
  • BCA ID may composes of both numbers and letters with a minimum 6 characters and maximum 21 characters.
  • BCA ID password consists of a combination of numbers, lowercase, and uppercase letters, with a minimum of 8 characters and a maximum of 24 characters. It can also include special characters.

Things you must know about BCA ID:

  • You can have several BCA IDs.
  • One BCA ID can only be linked to one email.
  • One BCA ID can be linked to a BCA bank account or all of your BCA bank accounts.
  • One bank account or credit card account can only be linked to one BCA ID.
  • To make transactions/use account features, BCA ID must be connected to a minimum of one bank account.
  • Eligible accounts to be connected to a BCA ID are, among others, savings accounts, such as Tahapan, Tapres, Tahapan Gold, Tahapan Xpresi, or Giro Perorangan Rupiah. BCA ID can also be connected to BCA Credit Card, loan, deposit, investment, and Tahapan Berjangka. BCA Joint Accounts with the type "or" between individuals can be connected to myBCA, check the tutorial here.
  • BCA ID must already be connected to an e-banking phone number which has financial facilities to make financial transactions on mobile myBCA (automatic for financial BCA mobile).
  • BCA ID must be connected to KeyBCA to make financial transactions on myBCA website (automatic when registering KlikBCA).
  • Registration for new BCA ID or myBCA login on a new device will require further verification with face biometric and OTP code via myBCA as well as by contacting Halo BCA or visiting BCA Branch Office.

Tips on BCA ID.

  • BCA ID is a user ID you must create, it is not a debit card number or account number, it is also not mobile BCA or KlikBCA user IDs.
  • Do not be careless in creating BCA ID username, so it will not be difficult to access BCA e-channel services.
  • Create BCA ID password and Transaction PIN using a combination of letters and numbers easy to remember. But, make sure it is hard to guess by others.
  • Avoid using easy combinations, such as birth date, number sequences like 123456, or repetition such as 11122.
  • It is important to protect your personal banking data, including BCA ID and password. Your data is your secret.

Now you know all about BCA ID. Create a BCA ID to make your transactions experience better and easier. It is easy, you just have to register on myBCA or Welma.

How to create BCA ID on myBCA

  1. Install myBCA app
  2. Select Already Have an Account if you have a BCA account. If you don't, select Don't Have an Account and open one first
  3. Select Create BCA ID Now
  4. Create your BCA ID, email, and desired password. Agree to the Terms & Conditions, then tap Continue
  5. Add your mobile phone number to receive the OTP code
  6. Verify your number by entering the OTP code sent via SMS
  7. Complete the verification by entering your banking information, agreeing to the Terms & Conditions, and then tap Continue
  8. Check your email for the BCA ID Activation Code
  9. Activate your BCA ID by entering the Activation Code on myBCA app
  10. Re-login using the newly registered BCA ID

Don’t forget to share this information to your friends!

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