19 Nov 2020 | Edukatips

Let’s Get to Know Your BCA Credit Card

Do you have a BCA Credit Card? If yes, did you know the meaning of the writings and numbers on your credit card?

There are various confidential and personal data on your credit card. That is why you must know this and protect your credit card. Do not put your card in random places or even post a picture of your credit card on social media.

Get to know and truly learn about your credit card, so you can protect your credit card.

Card’s Front View

  1. Chip BCA
    Standardized chip by the Chip Technology National Standard issued by Bank Indonesia (BI) for transaction security.
  2. Credit Card Number
    The 16-digit credit card number is among the data used for making transactions online. This number is confidential and must be kept private.
  3. Valid Thru
    Valid Thru shows the validity period of the card number in the form of (mm/yy): the first 2-digit indicates the month and the next 2-digit indicates the year. This is used for making transactions online, and thus also confidential and must be kept private.
  4. Cardholder’s Name
  5. Provider Logo
    Provider logo can be varied depending on the type of card, such as BCA Card, Mastercard, VISA, JCB, UnionPay, etc.
  6. Contactless Logo
    If there is a contactless logo on the card, transactions can be made by tapping the card on an EDC machine without having to input PIN for up to a certain amount limit.

Card’s Back View

  1. Signature Column
    Filled with the cardholder’s signature
  2. Magnetic Stripe
    Keep the magnetic stripe intact by putting it away from magnets and preventing any scratches.
  3. CVV/CVC
    Card security code that is confidential. This code is among the data used for online transactions. It is usually a 3-digit number on the back of BCA Card, VISA, Mastercard, and JCB.

For Amex credit card, CVV/CVC is in the form of 4-digit numbers and located on the front of the card.

Your Data, Your Secret

By knowing about your BCA Credit Card, it is expected you can maintain the confidentiality of your personal data, such as credit card number, valid thru/expiration date, CVV/CVC, and OTP code provided by bank via SMS when making online transactions.

Always maintain the confidentiality of your CVV/CVC and OTP code, BCA never asks for personal data such as CVV/CVC or OTP code, so do not believe anyone who claims to be from BCA or other institutions and ask you to share your personal data.

Protect your credit card so that it will not be misused by irresponsible people. Remember, #DatamuRahasiamu.

Enjoy your BCA Credit Card.