Some cards, like prepaid or e-Money (Flazz), debit cards, and credit cards provide you with convenience in every transaction. But, do you know how those cards work? Let’s find out!
Contactless Card Feature
RFID (Radio Frequency Identification) is a contactless technology to read sensitive data in your card/passport/ID. It is quite advanced as you only need to put the card 3 cm from an RFID scanner or reader to read data.
E-Money with RFID technology performs faster transactions than others. When applied to small amount transactions, it cuts off queues, like when paying fees at a toll gate, Commuter Line, Transjakarta bus, and many others.
Globally, there is a limit to the highest amount allowed for E-Money transactions and money balance to prevent loss. In Indonesia, for example, the Bank of Indonesia (BI) has set Rp2.000.000 as the highest balance for unregistered E-Money.
Practical Tips to Protect Your Contactless Cards
All prepaid cards in Indonesia use contactless technology. For Flazz card, BCA is able to identify every transaction that you make with it.
Here are some practical tips to protect and control your Flazz card from any balance or data-stealing attempt.
Put your Flazz card at a reachable distance or where you can see it, and keep it away from any suspicious item near it.
If you feel there is a suspicious transaction made using your Flazz card, immediately report it to Halo BCA 1500888 and tell us the card number located on the back of your card. We will investigate the suspicious transaction.
How Do Debit and Credit Cards Work?
In some countries, contactless technology has also been applied to debit and credit cards, with a limited amount of transactions. In Indonesia, Bank Indonesia through the Indonesian Credit Card Association (AKKI) limits contactless technology transactions for credit cards to a maximum of Rp1.000.000 without PIN verification.
Now you know how your cards work. Hope this information is useful for you!