Your daily transaction in one card

Why using flazz instead of other ecard?


Top up by placing the Flazz card on the NFC in BCA mobile / application myBCA


Shopping becomes more fun with fast and secure payment transactions


Can be used by anyone and without the hassle of carrying cash

Flazz Card Option


Flazz card with various cool design issued by BCA

Special Design

Flazz card with custom design that can be used as a gift or souvenir


About Important Information Fees & Limits Get the Product Layanan API BCA


A multifunctional transaction card with RFID (Radio Frequency Identification) chip technology that simplifies and speeds up the non-cash payment process.


Transaction privacy is maintained with payments made electronically
Recorded transaction details make it easier for merchants to carry out cash handling and transaction reporting
Various Transaction
Use it to pay for national toll roads, parking, public transportation (Transjakarta & Transjogja, MRT Jakarta, LRT Jakarta, LRT Jabodebek, LRT Sumsel, Commuter Line Jabodetabek, Commuter Line Jogja Solo, and others), SPBU, shopping at mini markets and transactions in more from 57 thousand other merchant outlets.
Thousands of merchant
Flazz cards can be used to make transactions at more than 57 thousand merchant outlets

Important Information

  • Cardholder is an individual who has a Flazz Card.
  • Flazz Card is a card-shaped payment instrument that can be used for payment transactions by debiting funds stored on a Flazz Card
  • Transactions are Payment Transactions, Top Up Transactions, and other transactions conducted by Cardholders using a Flazz Card
  • When conducting payment transaction, Flazz Card must be placed on the reader
  • Please keep Flazz Card in a safe location to prevent damage due to breakage, scratch, or heat

General Terms and Conditions

  1. The Flazz Card is transferrable to any party.
  2. The Flazz Card cannot be used for purposes other than to conduct a Transaction.
  3. The Flazz Card can be used without a Personal Identification Number (PIN) or a signature. Therefore, the Flazz Card can be used by any person other than the Cardholder, without the need for BCA to prove the user’s authority.
  4. If the Flazz Card is stolen or lost, BCA cannot block the funds on the Flazz Card. All consequences arising from the use of the stolen or lost Flazz Card shall be the full responsibility of the Cardholder.
  5. The Cardholder can only use the Flazz Card to make Payment Transactions as long as the funds on the Flazz Card are sufficient.
  6. All information and calculations from BCA in connection with the Payment Transactions, other transactions and/or the Flazz Card balance after the use of the Flazz Card constitute binding and conclusive evidence, unless proven otherwise.
  7. The use of the Flazz Card is subject to the terms and provisions applicable at BCA as well as the terms and conditions governing all services or facilities and transactions covered by the Flazz Card. BCA reserves the right to amend the terms, conditions, and provisions, and such amendment will be notified by BCA in any form and by any means in accordance with the applicable law.
  8. In the event of a force majeure event, including but not limited to strikes, fires, mass riots, sabotage, natural disasters such as earthquakes and floods or other occurrences beyond the control of the parties, no party shall be liable for any losses that arise as a result of the occurrence of such force majeure event.
  9. The Flazz Card does not constitute a deposit as referred to in the banking law, and therefore the funds on the Flazz Card are not guaranteed by the Indonesia Deposit Insurance Corporation (LPS).
  10. The validity period of the Flazz Card is 10 (ten) years from the last Top Up Transaction. However, the validity period of the Flazz Card with the new logo is 10 years from the production date as written on the back of the card

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  12. The Cardholder has the right to at any time terminate the use of the Flazz Card.
  13. Upon the expiry of the Flazz Card or upon the Cardholder’s termination of the use of the Flazz Card, the Cardholder has the right to recover the balance on the Flazz Card by returning the Flazz Card to the Branch Office designated by BCA.
  14. BCA will refund the balance by transferring the amount to the account designated by the Cardholder no later than 12 (twelve) business days from the date the Cardholder returns the Flazz Card to BCA.

Special Terms & Conditions

  • Complaint handling
    1. Complaints related to the use of Flazz Cards can be submitted through HALO BCA at 1500888. Specifically complaints related to the physical Flazz Cards can be submitted in writing to the BCA Branch Office, by attaching a photocopy of the Cardholder’s Identity and supporting documents.
    2. BCA will respond to these complaints according to policies and procedures applicable at BCA and applicable legal provisions. Further information regarding complaint handling by BCA can be seen at https://www.bca.co.id/id/Syarat-dan-Ketentuan/Penanganan-Pengaduan-BCA
  • The Terms and Conditions of this Flazz Card Holder have been adjusted to the provisions of the legislation including the provisions of the Financial Services Authority Regulations.
  • For more information contact Halo BCA at 1500888 or via email halobca@bca.co.id
  • Printing the Flazz Card and/or changing the printed design on the Flazz Card as well as attaching and/or adding any material to the Flazz Card printed by BCA, is not allowed without BCA's approval.

Top Up Location

myBCA and BCA mobile

  • Android & iOS
  • Near-field Communication (NFC) feature is activated

Paspor BCA

  • BCA Branch Office, ATM BCA, Flazz top up center, Flazz sales stand, EDC machine at Merchant outlets with Flazz Top Up logo such as: Alfamart, Alfamidi, Indomaret, Lawson, and Superindo 


  1. BCA Digital
  2. Blibli
  3. Tokopedia


  • BCA Branch Office, Flazz sales stand, Alfamart, Alfamidi, Indomaret, Lawson, Superindo, Transjakarta, Commuterline.

Get the Product

Online Merchant

  • Blibli.com
  • Dinomarket.com
  • Tokopedia
  • Shopee

Offline Merchant

  • Alfamart
  • Alfamidi
  • Indomaret
  • Lawson
  • Other BCA partner merchants

Fees & Limits




First-time purchase admin fee for Flazz Regular Card IDR 25,000,- (Starting from September 20, 2023, the administration fee for the Flazz Regular Card will be changed to a minimum of IDR 30,000 per card).
Top up fee for Flazz Refers to the regulation of Bank Indonesia regarding electronic money top up fees




Minimum Top Up


Maximum Top Up

IDR20,000,000 per month

Maximum Balance in Card


Minimum Balance in Card


Minimum Balance for Transaction

According partner/merchant terms & conditions

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Flazz BCA below.

  • Minimum Top Up fee is IDR 20,000
  • Maximum balance in the card is IDR 2 million *)
  • Minimum balance is IDR 0. Minimum balance for transaction (if any) according partner/merchant terms & conditions
  • Maximum Top Up IDR 20,000,000 per month
  • Transaction Limit Flazz Top Up at BCA mobile IDR 2,000.000 per day*.
  • Transaction Limit Flazz Top Up at myBCA IDR 2,000.000/day/BCA ID.
  • Starting from September 20, 2023, the administrative fee for the Regular Flazz Card will change to a minimum of IDR 30,000/card (previously a minimum of IDR 25,000/card).

*This limit is a combined limit for all BCA mobile that connected to the same paspor card and applies to all paspor BCA card type. Effective: 31 March 2020

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