• Annual Fee

Card Types	Basic Card	Supplementary Cards
BCA Singapore Airlines KrisFlyer Visa Signature	IDR500,000	IDR300,000

• The penalty is 1% of the total bill and will not exceed IDR100,000
• Request a summary of the 1-year current transaction: IDR 100,000.
• Requesting a copy of the invoice: IDR30,000.
• Free replacement for lost or damaged cards.
• Request for printing and bill delivery: IDR10,000.
• Free of overlimit fees.
• The cash advance fee (both domestic and foreign) is 4% of the withdrawal amount or a minimum of IDR40,000, whichever is greater.
• Cash Advance Fee at the counter (per transaction): IDR20,000.
• Installment cancellation fee: IDR100,000.
• Stamp Fee (for bill payment > IDR5,000,000): IDR10,000.

• Minimum Credit Limit for Basic and Supplementary Cards

Card Types	Basic Card	Supplementary Cards
BCA Singapore Airlines KrisFlyer Visa Signature	IDR20,000,000	IDR5,000,000

Note: Credit limit will be determined based on the results of the BCA analysis.

• Transaction Limit for BCA Singapore Airlines KrisFlyer Visa Signature

Transaction Type	Limit
Contact (EDC)	As per the available credit limit
Contactless with PIN	As per the available credit limit
Contactless without PIN	The maximum transaction amount according to the provisions in each country where the transaction is made, in Indonesia applies to a maximum of IDR1,000,000 The initial daily limit is IDR10,000,000 or according to the credit card limit (following the smallest nominal). The daily transaction limit can be set by customers through myBCA/BCA mobile up to IDR200,000,000 or according to the credit card limit (following the smallest nominal).
E-commerce	As per the available credit limit
Cash Advance (ATM)	20% of the credit limit

Cash withdrawal and shopping transactions accrue interest at 1.75% per month, in accordance with Bank Indonesia regulations.

Calculation of the statement date of April 1, 2024, and the maturity date of April 17, 2024.

Account date (statement cycle): May 1, 2024; interest calculation when making minimum payment (payment date: April 17, 2024)

Interest calculation:

• BCA Credit Card activation can be done via SMS to 89888, Halo BCA, myBCA, and BCA mobile.
• Minimum payment of 5% of the total bill.
• The validity period of the BCA Credit Card is 4 years.
• Transactions with BCA Credit Card can be made by dipping or swiping at EDC machines and authenticated using a PIN or signature, depending on the country. You can activate your credit card PIN through the myBCA app, BCA mobile, BCA ATMs, or the official BCA website.
• For BCA Credit Card with the Contactless feature, transactions can also be made by holding the card near the EDC machine with the contactless logo. Activation of the Contactless feature can be done by performing a dip transaction at an EDC or ATM machine and entering a PIN.
• Customers can control credit card transaction settings by activating or deactivating transactions with the following details:

Transaction Type	Remarks	Facilities
Domestic transactions	BCA Credit Card transactions made through ATMs, EDCs, and other transaction terminals in Indonesia.	myBCA and BCA mobile
International transactions	BCA Credit Card transactions made through ATMs, EDCs, or other transaction terminals abroad.
E-commerce transactions	BCA Credit Card transactions made online or through e-commerce merchants.
Contactless transactions	BCA Credit Card transactions made using the contactless method through EDC and other transaction terminals with the contactless logo.

• Customers can request closure of their BCA Credit Card at branches or via Halo BCA. All transaction charges for BCA Credit Card transactions must be paid in advance by the cardholder.
• BCA shall inform all changes to the benefits, fees, risks, terms and conditions of this Product and/or Service through any means in accordance with applicable legal provisions. 

Reward BCA for all transactions made with the BCA Singapore Airlines KrisFlyer Visa Signature will be converted instantly into KrisFlyer miles. These miles are then credited to your KrisFlyer account within two weeks of the account date each month.

Your KrisFlyer miles can be redeemed for flights with Singapore Airlines and other KrisFlyer partner airlines, including Star Alliance members. For more information, please visit krisflyer.com.