A Valuable Choice for a Prosperous Future
Return 6,40% p.a

Why SR020T5 at BCA?

Safe & Secure

Payments on principal and yields are guaranteed by the Government


Online Purchase via myBCA or KlikBCA Individu


SR020T5 subscription starts from Rp1 million


Get to know the product


Sovereign Sharia Securities/Surat Berharga Syariah Negara (SBSN) are bonds issued by state based on Sharia principles, as the evidence of part equity to assets SBSN, either in Rupiah and foreign currencies.

Retail Sukuk/Sukuk Negara Ritel (SR) are SBSN that are sold to individuals who are Indonesian Citizens through Distribution Partners.


Fixed & Competitive Rate of Coupon/Return
At Primary Market, the Return offered is higher than the average interest rate of BUMN bank deposits, with fixed Return of 6,40%
Capital Gain Potential
Potential to gain profit if SR020T5 is sold at certain price in the Secondary Market
SR020T5 can be traded in the Secondary Market after the holding period.
Use as Credit Collateral
SR020T5 can be used as collateral for loan applications at BCA
Complying to Sharia Principles
Investors get access to activities in the financial market in ways and methods that do not conflict with sharia principles.
Participation in National Development
Opportunity to participate in supporting national development financing


Default Risk
Is a risk where the investor can’t get the payment of funds promised by the issuer when the investment product matures. The payment of SR020T5 is guaranteed by the law.
Market Risk
Is a loss potential to investor due to the factors that affect the overall performance of financial market. This risk can be avoided by holding SR020T5 until maturity
Liquidity Risk
Cannot be traded at any time (except during the Early Redemption period)

Information Brochures & Memos

SR020T5 brochure
See information about SR020T5 the brochure
More Info
SR020T5 Memorandum
See SR020T5 memorandum here
More Info
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Get SBN via myBCA