Death or survival benefit until the end of the policy 100% Sum Assured
Terminal illness benefit of 20% Sum Insured or a maximum of IDR 3 billion
Policy Loan benefit up to 80% of the guaranteed cash value
Risks and Exclusions
RISK
The policy is void and ends if:
The premium is not paid until the end of the grace period, or the Guaranteed Cash Value on the Policy is equal to or less than the amount of the Policy Loan with interest, and existing arrears.
Additional Sum Insured is not a guaranteed benefit. The value depends on the operational and investment performance of the portfolio.
EXCLUSIONS
Death benefit is not payable if the customer does not disclose the actual health information and the claim filed is included in the Exclusions.
BCA and partner insurance companies are registered with and overseen by the OJK.
The product is an insurance product of PT Asuransi Jiwa BCA (BCA Life) and is not a product of BCA. BCA shall not be responsible for such insurance product. See more.
Fees
Description
Insurance Fee
Only the premium costs: one-time payment, annualized, or monthly.
14 calendar days since the Policy is received by the Customer
How long is the Waiting Period for Terminal Illness Benefits?
90 calendar days from the effective date or reinstatement date of the Policy
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