BCA - Smart Eazicare Platinum

About Chubb

Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 43,000 people worldwide. Additional information can be found at: www.chubb.com.

About Chubb Life in Indonesia

Chubb Life is the international life insurance division of Chubb. In Asia, Chubb Life operates in Hong Kong SAR, Indonesia, Korea, Myanmar, New Zealand, Taiwan, Thailand, Vietnam, and participates in a joint-venture in China. Chubb Life commenced operations in Indonesia in 2009 with the acquisition of PT Asuransi Jiwa Bumi Arta Reksatama, an insurer founded in 1985. In February 2023, PT Asuransi Cigna officially merged with PT Chubb Life Insurance Indonesia (Chubb Life Indonesia). To meet the financial protection and security needs of its broad range of customers, Chubb Life Indonesia offers a range of life & health insurance protection solutions through agents, financial advisors, brokers, banks, partnership, digital networks, direct marketing and telemarketing operations.

Additional information, please visit: www.chubb.com/id

Terms and Conditions

Insured Person’s Entry Age: 18–59 years

Policyholder’s Entry Age: 21 years and above

Premiums (in Rupiah)

Monthly Premiums
Primary Insured Person	Plan 1	Plan 2	Plan 3
Age 21 - 29	IDR203,400	IDR254,600	IDR340,900
Age 30 - 39	IDR247,300	IDR311,700	IDR424,300
Age 40 - 49	IDR320,400	IDR406,800	IDR561,800
Age 50 - 59	IDR403,800	IDR516,500	IDR721,300
Age 60 - 65 *	IDR500,400	IDR642,300	IDR902,700
Insured Spouse	Plan 1	Plan 2	Plan 3
Monthly Premiums
Primary Insured Person	Plan 1	Plan 2	Plan 3
Age 21 - 29	IDR193,230	IDR24,870	IDR323,855
Age 30 - 39	IDR234,935	IDR296,115	IDR403,085
Age 40 - 49	IDR304,380	IDR386,460	IDR533,710
Age 50 - 59	IDR383,610	IDR490,675	IDR685,235
Age 60 - 65 *	IDR475,380	IDR610,185	IDR857,565
*For policy renewals only

*For policy renewals only

The premium includes all charges applicable to the policy and covers acquisition costs, policy maintenance costs, commissions, and other applicable costs, if any.

Risks

This insurance product is subject to risks that may arise in the future, including capital adequacy risk, operational risk, and compliance risk.

Illustration

Mr. Budi, aged 51, purchased Smart EaziCare Platinum under Plan 3, with monthly premium payments.

Monthly Premium

IDR721,300

Insurance Benefits

Daily Hospitalization Benefit: IDR1,500,000
Daily ICU Care Benefit: IDR3,000,000
Surgical Benefit: IDR30,000,000
Accidental Death Benefit: IDR400,000,000

Additional Services*

The following additional services are not part of the insurance policy benefits and are available only for a specified period:

Local Ambulance Service
Second Medical Opinion Service
Medical Concierge Service
International Assistance Service

This Additional Service is not part of the insurance policy benefits and is available only for a specified period. For further information on the applicable terms and conditions, please contact the Chubb Life Care Hotline at 14087.

While the policy was in force, Mr. Budi was involved in an accident that required moderate surgery, followed by 12 (twelve) days of intensive care in the ICU and a hospital stay of 26 (twenty-six) days.

Based on the above scenario, Mr. Budi is entitled to the following insurance benefits:

Moderate Surgery Benefit: 50% (fifty percent) × IDR30,000,000 = IDR15,000,000
Daily ICU Care Benefit: 12 (twelve) days × IDR3,000,000 = IDR36,000,000
Daily Hospitalization Benefit: 26 (twenty-six) days × IDR1,500,000 = IDR39,000,000

Total Insurance Benefits Payable: IDR90,000,000

This illustration is for general reference only. For details of the applicable premiums and insurance benefits, please refer to the Policy Summary.

Claims

The following are important points to note when submitting an insurance claim:

Download the claim form from Chubb's Claims page. A health claim form is also provided in the Policy Booklet.
Complete the claim form accurately and in full.
Prepare all required supporting documents. The list of required documents is available in the Policy Booklet or on Chubb Indonesia's website.
Submit all required documents to Chubb Life Care or send them by mail.

Inquiries and Complaints

For inquiries or complaints, please contact Chubb Life Customer Service through the following channels:

Chubb Life Care Hotline: 14087

Operating Hours: Monday–Friday, 8:00 AM–6:00 PM Western Indonesia Time (WIB), excluding Saturdays, Sundays, and national holidays.

Website: https://www.chubb.com/id

Email: ChubbCare.ID@chubb.com

WhatsApp: 0815-848-14087

Disclaimer

The Insurance Company reserves the right to reject an application for this product if the applicant does not meet the applicable requirements and regulations.
Please read this Product and Service Information Summary carefully. For further information or clarification, please contact the Insurance Company's staff.

Smart EaziCare Platinum is an insurance product marketed exclusively through a partnership between PT Chubb Life Insurance Indonesia and PT Bank Central Asia Tbk (BCA).

This insurance product is underwritten by PT Chubb Life Insurance Indonesia. It is not a product of PT Bank Central Asia Tbk (BCA), nor is BCA responsible for the insurance product. The product is not guaranteed by BCA and is not covered by the deposit insurance program administered by the deposit insurance institution under applicable laws and regulations. All insurance risks are borne by PT Chubb Life Insurance Indonesia.
PT Chubb Life Insurance Indonesia and PT Bank Central Asia Tbk are licensed and supervised by the Financial Services Authority (OJK).