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BCA Life Bima Proteksi Kesehatanku

BCA Life Bima Proteksi Kesehatanku

Important Information Terms and Conditions Fees Get the Service


Bima Proteksi Kesehatanku is a health insurance product that offers key benefits of hospitalization and death benefit due to natural causes and accidents. Bima Proteksi Kesehatanku offers a premium paying term of 8 (eight) years with a coverage period of 10 (ten) years. This product is offered at low-cost premiums through telemarketing.


  1. Competitive premium
  2. As a financial guarantee against risks (complementary protection)
  3. Provides comfort and security, unburden your mind from medical bills for hospital treatment due to illnesses or accidents
  4. Protection against the risk of death that can occur anytime, anywhere

Key Benefits

  1. Hospitalization Benefit Due to Illnesses or Accidents
  2. Death Benefit Due to Illnesses or Accidents


The data or information listed on this page is presented and/or calculated based on data provided by the insurance company partner to PT Bank Central Asia Tbk (BCA). Such data or information is for general informational purposes only and does not constitute recommendation in any form and for any purpose and it is not intended as an offer or solicitation for the purchase or sale of any product.

The product listed on this page is an insurance product issued by the insurance company partner in collaboration with PT Bank Central Asia Tbk (BCA) and is NOT a product or responsibility of BCA. BCA only acts as the party that provides references or markets the insurance products issued by the insurance company partner. This insurance product and the investment it contains (if any) is NOT part of a third-party deposit at BCA, and it is not guaranteed by BCA and DOES NOT FALL within the scope of the deposit guarantee program as referred to in the statutory provisions concerning deposit insurance corporations. The use of the BCA logo and/or other attributes in the brochures or other marketing documents (if any) are based on BCA’s agreement and as a form of marketing collaboration between BCA and the insurance company partner.

Investments in insurance products contain risks that allow (prospective) Policyholder and/or the Insured(s) to lose part or all their invested capital. (Prospective) Policyholder and/or the Insured(s) are required to read and understand the characteristic of insurance products including, among others, features, benefits, risks, membership requirements, claim procedures, fees, and investment in insurance products (if any) before purchasing an insurance product. Every choice of insurance products and investments shall be the sole responsibility and decision of (prospective) Policyholder and/or the Insured. The performance of the insurance and investment products in the past is not a guarantee of future performance.

BCA shall not be responsible for the truth, accuracy, or completeness of data or information, materials, and the results of calculating the investment performance of this insurance product, including errors in data and information contained on this page and any amendments or other documents officially approved and/or issued by BCA insurance company partner.

BCA and the insurance company partner are registered with and overseen by the OJK.

Terms and Conditions

Entry Age: 21 – 59 years old
Payment: automatic monthly or annually payment debited from BCA Savings account for 8 years
Coverage Period: 10 years since the policy is in force

Table of Premium Plans and Its Benefits

Plans and Monthly Premium (in Rupiah)


Plan A

Plan B

Plan C

Plan D

Entry Age of the Insured





6 months - 4 years 69,400 91,800 136,700 192,800
5 - 9 years 56,200 72,100 103,800 143,800
10 - 14 years 57,600 74,100 107,200 148,700
15 - 19 years 60,200 78,100 113,800 158,500
20 - 24 years 61,400 79,900 116,800 163,000
25 - 29 years 61,900 80,700 118,300 165,200
30 - 34 years 63,800 83,500 122,800 172,000
35 - 39 years 68,000 89,800 133,400 187,900
40 - 44 years 76,900 103,300 155,800 221,500
45 - 49 years 92,100 125,900 193,500 278,000
50 - 54 years 115,500 161,200 252,400 366,100
55 - 59 years 143,400 202,700 321,300 469,200

Table of Benefits (in Rupiah)

Types of Benefit

Plan A

Plan B

Plan C

Plan D

Reimbursement for Daily Hospitalization Benefit per day maximum of 60 days per year 200,000 300,000 500,000 750,000
Bereavement Benefit Due to Illnesses: - 1st Term
100% of premiums paid since the effective date
- 2nd Term onward 10,000,000 15,000,000 25,000,000 37,500,000
Bereavement Benefit Due to Accidents 10,000,000 15,000,000 25,000,000 37,500,000


The amount of premium paid by the policyholder includes acquisition costs, telemarketing charges, policy maintenance, and commissions for the Bank.

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