Riots, Strikes, Malicious Damage, and Civil Commotion
Terrorism and Sabotage
Earthquake, Volcano Eruption, and Tsunami
Risk and Exclusion
Risk
Insurance products carry risks, including but not limited to credit risk and policy cancellation risk.
Exclusion
This coverage does not guarantee losses or damages to property caused by theft risks, intentional acts, and unlawful acts.
Further details about exclusions can be accessed through the brochure.
Disclaimer
BCA and BCAinsurance are licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan).
This product is an insurance product of PT Asuransi Umum BCA (BCAinsurance) and is not a product of BCA. BCA is not responsible for these insurance products.
Fees
Insurance Fees
Fee
Description
Insurance Fee
The premium depends on the amount of sum insured
Endorsement Administration Fee
Charged if there is a change in Insured Object Value, Occupation, and Guarantee
Administration Fees
Type of Premium (Rp)
Administration Fee (Rp)
< Rp 5,000,000
Rp25,000
≥Rp 5,000,000
Rp35,000
Personal Risk Fees
Guarantee
Personal Risk
Fire, Strike by Lightning, Explosion, Hit by Airplane Crash, Smoke
Home & Home Office: NIL
Shophouse: 5% of the agreed loss value or 0.1% of the total insured value
Floods, Hurricane, Typhoon, and Water Damage
10% of the agreed claim
Motor Vehicle Damage, Demolition
Rp2.5 million/accident
Riots, Strikes, Malicious Damage, Civil Commotion
10% of the minimum claim value of Rp10 million
Terrorist Act and Acts of Sabotage
The amount will be determined at the time of claim filing
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