Riots, Strikes, Malicious Damage, and Civil Commotion
Terrorism and Sabotage
Earthquake, Volcano Eruption, and Tsunami
Risiko dan Pengecualian
Risiko
Produk asuransi mengandung risiko, termasuk namun tidak terbatas pada risiko kredit dan risiko pembatalan polis.
Pengecualian
Pertanggungan ini tidak menjamin kerugian atau kerusakan pada harta benda yang disebabkan oleh risiko-risiko pencurian, tindakan disengaja, dan tindakan melanggar hukum
Pengecualian selengkapnya dapat diakses melalui brosur
Disclaimer
BCA and partner insurance companies are registered with and overseen by the OJK.
The product is an insurance product of PT Asuransi Umum BCA and is not a product of BCA. BCA shall not be responsible for such insurance products. See more.
Fees
Insurance Fees
Fee
Description
Insurance Fee
The premium depends on the amount of sum insured
Endorsement Administration Fee
Charged if there is a change in Insured Object Value, Occupation, and Guarantee
Administration Fees
Type of Premium (Rp)
Administration Fee (Rp)
0 up to 250 thousand
Rp21,000
250 thousand up to 1 million
Rp24,000
≥1 million
Rp27,000
Personal Risk Fees
Guarantee
Personal Risk
Fire, Strike by Lightning, Explosion, Hit by Airplane Crash, Smoke
Home & Home Office: NIL
Shophouse: 5% of the agreed loss value or 0.1% of the total insured value
Floods, Hurricane, Typhoon, and Water Damage
10% of the agreed claim
Motor Vehicle Damage, Demolition
Rp2.5 million/accident
Riots, Strikes, Malicious Damage, Civil Commotion
10% of the minimum claim value of Rp10 million
Terrorist Act and Acts of Sabotage
The amount will be determined at the time of claim filing
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