BCA - Reward BCA

Reward BCA

Reward BCA is a BCA’s loyalty point program, where BCA Credit Cardholders can earn Reward BCA for transaction made using BCA Credit Card in Indonesia and overseas. Accumulated Reward BCA can be used as a direct deduction when you shop, or exchange to airline miles or eCommerce/Lifestyle partners, and many more!

Earn Reward BCA for transactions made with BCA Credit Card:

Credit Card Type	Reward BCA Earning Rate	Reward BCA Unit
BCA Everyday Card & BCA Card Platinum Credit Card	0,3% from total transaction	Rp (Rupiah)
BCA Credit Card with JCB/Mastercard/Visa logo	0,2% from total transaction	Rp (Rupiah)
BCA American Express Platinum Card	0,5% from total transaction	Membership Rewards® Points
BCA UnionPay Credit Card	1 point for every IDR10,000	UnionPay Point

As an illustration, when a Cardholder spent IDR500,000 with BCA Card Platinum Credit Card, Cardholder will earn IDR1,500 Reward BCA (0.3% x IDR500,000).

Important Notice

In the event that any transaction is voided/cancelled/disputed, BCA reserves the right to cancel and void any Reward BCA awarded to Cardholder.
Cash advance and credit card fees will not be eligible for Reward BCA earning.
Effective 12 August 2024, payment transactions for donation-related categories (including social services), government services (including tax payments, customs, immigration fees, and BPJS), as well as utility payments such as electricity, water & gas, and other transactions classified under Merchant Category Codes (MCC) 8398, 9211, 9222, 9311, 9399, 4900, 8661, 9223, 9402, and 9405, will no longer be eligible to earn Reward BCA/KrisFlyer miles/Blibli Tiket Rewards/Blipay when using BCA Mastercard or BCA Visa Credit Cards. Transactions using BCA Credit Card with BCA Card Logos, BCA JCB Black, BCA UnionPay, or BCA American Express Platinum cards will continue to be eligible for earning Reward.
Effective 23 September 2025, Prudential insurance payments made using BCA Mastercard or BCA Visa credit cards will no longer be eligible for Reward BCA/KrisFlyer miles/Blibli Tiket Rewards/Blipay. Transactions using BCA Credit Card with BCA Card Logos, BCA JCB Black, BCA UnionPay, or BCA American Express Platinum cards will remain eligible to earn Reward.

Check Reward BCA Balance

1. Via myBCA

Choose 'Akun Saya'
Reward BCA, Reward AMEX, and Reward UnionPay will appear in the 'Reward' menu
Choose 'Reward' for detailed information

2. Via BCA mobile

Choose menum-Info
Choose 'Info Reward BCA', and enter your m-BCA PIN
Information on Reward BCA will appear

3. Via BCA Website

Visit bca.id/ceksaldoreward
Enter your BCA Credit Card number and date of birth
Information on Reward BCA will appear

4. Via Halo BCA 1500888 or call feature on haloBCA mobile application

5. Via EDC BCA

Reward BCA Redemption

Reward BCA can be redeemed as:

A direct deduction from the total bill when you shop at participating Reward BCA merchants
Airline miles
eCommerce/Lifestyle voucher & direct deduction for transactions at
BCA Credit Card annual fee waiver

Reward BCA Redemption at Participating Merchants

Redeem Reward BCA when you shop & enjoy a direct deduction from the total bill:

Credit Card Type	Reward BCA/Conversion
BCA Credit card with BCA Card/JCB/Mastercard/Visa logo	Reward BCA in Rupiah
BCA American Express Platinum Card	1 Membership Rewards® points = IDR1
BCA UnionPay Credit Card	1 UnionPay points = IDR20

Convert Reward BCA to Airline Miles

Contact Halo BCA at 1500888 or via “Call” feature at haloBCA mobile application for Reward BCA conversion to airline miles:

Types of Kredit Card/Airline Miles	BCA Credit Card with BCA Card/JCB/Mastercard/Visa logo	BCA Mastercard World Credit Card	BCA American Express Platinum Card (Effective 1^st February 2025)	BCA UnionPay Credit Card
JAL Miles*	Minimum redemption of IDR25,000 Reward BCA = 100 JAL Miles Redemptions in multiples of IDR25,000 Reward BCA	Minimum redemption of IDR15,000 Reward BCA = 100 JAL Miles Redemptions in multiples of IDR15,000 Reward BCA	Minimum redemption of 750.000 Membership Reward® points = 20,000 JAL Miles Redemptions in multiples of 750,000 Membership Rewards® points, with a maximum of 1,500,000 Membership Rewards® points/3 months/Customer, can also be combined with other airline miles	200 UnionPay points = 100 Japan Airlines Miles Minimum conversion & valid for every 20 UnionPay points
GarudaMiles* (Effective per 01 November 2025)	Minimum redemption of IDR20,000 Reward BCA = 100 GarudaMiles Redemptions in multiples of IDR20,000 Reward BCA	Minimum redemption of IDR15,000 Reward BCA = 100 GarudaMiles Redemptions in multiples of IDR15,000 Reward BCA	Minimum redemption of 750,000 Membership Rewards® points = 20,000 GarudaMiles Redemptions in multiples of 750,000 Membership Rewards® points, with a maximum of 1,500,000 Membership Rewards® points/3 months/Customer, can also be combined with other airline miles	150 UnionPay points = 100 GarudaMiles Minimum conversion & valid for every 15 UnionPay points conversion
KrisFlyer*	Minimum redemption of IDR20,000 Reward BCA = 100 KrisFlyer miles Redemptions in multiples of IDR20,000 Reward BCA	Minimum redemption of IDR15,000 Reward BCA = 100 KrisFlyer miles Redemptions in multiples of IDR15,000 Reward BCA	Minimum redemption of 750,000 Membership Rewards® points = 20,000 KrisFlyer miles Redemptions in multiples of 750,000 Membership Rewards® points, with a maximum of 1,500,000 Membership Rewards® points/3 months/Customer, can also be combined with other airline miles	200 UnionPay points = 100 KrisFlyer miles Minimum conversion & valid for every 20 UnionPay points
AirAsia point*	Minimum redemption of IDR8,000 Reward BCA = 100 AirAsia Point Redemptions in multiples of IDR20,000 Reward BCA	-	-	100 UnionPay points = 100 AirAsia point Minimum conversion & valid for every 10 UnionPay points
LinkMiles* Effective per 23 October 2025	Minimum redemption of IDR18,000 Reward BCA = 100 LinkMiles Redemptions in multiples of IDR18,000 Reward BCA	-	-	-

* Redemption for Airline Miles can only be done for GarudaMiles, KrisFlyer, JAL Miles, AirAsia point, and LinkMiles accounts of the primary cardholder. The name of the primary cardholder and the airline member account must be the same.

**Effective per 1^st March 2025, Redemption to KrisFlyer will only be eligible for Indonesian citizen.

Convert Reward BCA to Airline Miles eCommerce / Lifestyle Voucher

Shop at Blibli & redeem Reward BCA to deduct the total transaction. For more information, click here.
Contact Halo BCA at 1500888or via “Call” feature at haloBCA mobile application for Reward BCA conversion to eCommerce / Lifestyle Voucher:

Credit Card Type/Partner	BCA Credit Card with BCA Card/JCB/Mastercard/Visa logo	BCA American Express Platinum Card	BCA UnionPay Credit Card
MyEraspace Gift Card	Reward/Gift Card: IDR50.000/50.000 IDR100.000/100.000 IDR500.000/500.000	Reward/Gift Card: 50.000 points/50.000 100.000 points/100.000 500.000 points/500.000	Reward/Gift Card: 2.500 points/50.000 5.000 points/ 100.000 25.000 points/ 500.000
MAPCLUB	Minimum conversion IDR10.000 Reward BCA = 10.000 MAPCLUB points Valid for every IDR1.000 Reward BCA conversion	Minimum conversion 10.000 Membership Rewards® points = 10.000 MAPCLUB points Valid for every 1.000 Membership Rewards® points conversion	Minimum conversion 500 UnionPay points = 10.000 MAPCLUB points Valid for every 50 UnionPay points conversion
tiket.com	Minimum conversion IDR10.000 Reward BCA = 10.000 Blibli Tiket points Valid for every IDR1.000 Reward BCA conversion	Minimum conversion 10.000 Membership Rewards® points = 10.000 Blibli Tiket points Valid for every 1.000 Membership Rewards® points conversion	Minimum conversion 500 UnionPay points = 10.000 Blibli Tiket points Valid for every 50 UnionPay points conversion
Alfagift	Minimum conversion IDR10.000 Reward BCA = 10.000 Poin Alfagift Valid for every IDR1.000 Reward BCA conversion	Minimum conversion 10.000 Membership Rewards® points = 10.000 Poin Alfagift Valid for every 1.000 Membership Rewards® points conversion	Minimum conversion 500 UnionPay points = 10.000 Poin Alfagift Valid for every 50 UnionPay points conversion
GF Culinary	IDR5.000 Reward BCA = 5.000 GF Culinary points Minimum conversion IDR25.000 Reward BCA & Valid for every IDR5.000 Reward BCA conversion	5.000 Membership Rewards® points = 5.000 GF Culinary points Minimum conversion 25.000 Membership Rewards® points & Valid for every 5.000 Membership Rewards® points conversion	-
Google Play*	Minimum redemption IDR52,000 Reward BCA = 50,000 Google Play E-Voucher	Minimum redemption 52,000 Membership Rewards® points = 50,000 Google Play E-Voucher	Minimum redemption 2,600 UnionPay points = 50,000 Google Play E-Voucher
Grab Gifts*	Minimum redemption IDR52,000 Reward BCA = 50,000 Grab Gifts E-Voucher	Minimum redemption 52,000 Membership Rewards® points = 50,000 Grab Gifts E-Voucher	Minimum redemption 2,600 UnionPay points = 50,000 Grab Gifts E-Voucher
PLN*	Minimum redemption IDR104,000 Reward BCA = 100,000 PLN E-Voucher	Minimum redemption 104,000 Membership Rewards® points = 100,000 PLN E-Voucher	Minimum redemption 5,200 UnionPay points = 100,000 PLN E-Voucher
Shopee*	Minimum redemption IDR104,000 Reward BCA = 100,000 Shopee E-Voucher	Minimum redemption 104,000 Membership Rewards® points = 100,000 Shopee E-Voucher	Minimum redemption 5,200 UnionPay points = 100,000 Shopee E-Voucher
Tokopedia*	Minimum redemption IDR104,000 Reward BCA = 100,000 Tokopedia E-Voucher	Minimum redemption 104,000 Membership Rewards® points = 100,000 Tokopedia E-Voucher	Minimum redemption 5,200 UnionPay points = 100,000 Tokopedia E-Voucher
Traveloka*	Minimum redemption IDR520,000 Reward BCA = 500,000 Traveloka E-Voucher	Minimum redemption 520,000 Membership Rewards® points = 500,000 Traveloka E-Voucher	Minimum redemption 26,000 UnionPay points = 500,000 Traveloka E-Voucher

*) E-Voucher distribution is supported by XOXO Day

Annual Fee Payment

Redeem your Reward BCA & get BCA Credit Card annual fee waiver!

Reward BCA Redemption Merchants

and many more merchants. Click here for more information

Reward BCA

Reward BCA Benefits

Reward BCA

Special Privileges

No Redemption Limit

Reward BCA

Check Reward BCA Balance

Reward BCA Redemption

Reward BCA Redemption Merchants

Check Your Reward BCA Balance

Blibli Store, Hellostore & Samsung by Blibli - 30% Cashback with Reward BCA

erafone, iBox & Samsung - 30% Cashback with Reward BCA

Citilink - Get 50% LinkMiles Bonus with Reward BCA

Reward BCA

Reward BCA Benefits

Reward BCA

Special Privileges

No Redemption Limit

Reward BCA

Check Reward BCA Balance

Reward BCA Redemption

Reward BCA Redemption Merchants

Check Your Reward BCA Balance

Reward BCA Promo

Blibli Store, Hellostore & Samsung by Blibli - 30% Cashback with Reward BCA

erafone, iBox & Samsung - 30% Cashback with Reward BCA

Citilink - Get 50% LinkMiles Bonus with Reward BCA