After receiving Religious Holiday Allowance (THR) funds, it is better to allocate it wisely, so it doesn’t run out immediately! There are many strategies to manage THR, from making priority spending lists to control spending, to setting aside some funds for investment. Allocating THR funds for investment is a wise choice in facing this uncertain future.
One way to invest is through Surat Berharga Negara (SBN) Sukuk Ritel (SR). SR is a debt security issued by the government to finance government projects and assets in which the funds are managed according to sharia principles. SR can be an affordable first step in investing since investment can be made starting from IDR 1 million.
Now is the perfect time, as on March 6, 2026, the Indonesian government released SR series SR024 which can be used as an investment option as it provides regular monthly returns and is available in two tenors as follows:
- SR024T3 with a 3-year maturity and a fixed rate return of 5,55% per year which can be ordered starting from IDR 1 million up to IDR 5 billion.
- SR024T5 with a 5-year maturity and a fixed rate return of 5,90% per year which can be ordered starting from IDR 1 million up to IDR 10 billion.
Investing in SR024 is also safe because the principal and return payments are guaranteed by the law. If funds are needed before maturity, SR024 can be used as collateral for various types of loan applications at BCA. Additionally, SR024 has the potential to generate capital gains if sold at a competitive price.
SR024 can be ordered through the Investment feature in myBCA app or KlikBCA website until April 15, 2026. For those who have never invested with BCA can register investor data or Single Investor Identification (SID) through myBCA to start investing immediately when the offering period begins.
Let's turn THR funds into passive income by investing in SR024 at BCA! For more information, contact HaloBCA at 1500 888 extension 4 for investment services or mention X BCA: @HaloBCA.
