For an employee, years of saving money from their work are undoubtedly very valuable.
When they reach retirement age, employees are given a pension fund by the company they work for so they can enjoy their retirement.
However, many scams are currently targeting the money we have saved over the years. Imagine if the pension fund suddenly disappeared, swallowed up by fraudsters.
Therefore, pension fund assets must be protected from the various types of fraud that are currently rampant.
We must always be aware of fraudsters pretending to be officials or employees of insurance companies or pension fund management institutions.
These types of fraud can occur through various communication channels such as email, telephone, SMS, WhatsApp, social media, and others.
Some examples of pension fund fraud schemes:
- Spreading false information about salary increases, pension funds, bonuses, etc.
- Spreading false information about the freezing or blocking of salaries or pension funds
- Requesting payment of a sum of money for promised assistance funds, distribution of dividends from pension fund management, etc.
- Providing suspicious links and requesting personal information such as pension fund numbers, bank account numbers, PINs, passwords, OTPs, etc.
The insurance and pension fund management companies or institutions also emphasize that they will never request confidential personal banking information from participants. They further state that they will never ask for money or any form of payment in exchange for assistance.
Tips & tricks for protecting your personal data and retirement assets
If you receive a suspicious email, phone call, WhatsApp message, social media message, or text message claiming to be from an insurance company or retirement fund management institution, then:
- Ignore the message
- Do not provide any personal data
- Do not make any payments.
If you are unsure, confirm the authenticity of the message through the official communication channels of the pension fund institution or contact Halo BCA toll-free via the app or by calling 1500888.
These tips and tricks will help protect your personal data and safeguard your pension fund assets. We hope this information is useful for employees entering retirement so they can enjoy a comfortable and happy retirement.
Check out the latest scams at www.bca.co.id/awasmodus to protect yourself from banking fraud.