As time goes by, fraud methods are becoming increasingly sophisticated. Some individuals claim to represent BCA and use various tricks to deceive customers. One common type of fraud is sending SMS messages through fake BTS technology, making it appear as if BCA is sending a link that asks customers to enter their personal banking data. This method is often disguised as point redemption information, VISA updates, and other similar messages.
Fraud methods will keep evolving and giving rise to new scams. That’s why customers must always remember never to disclose their personal banking data in any form or through any channel.
Banking personal data refers to customer information used to access accounts or perform financial transactions. This includes card numbers, PINs, OTP codes, CVV/CVC codes, and other sensitive personal data.
If a customer’s banking personal data is stolen, it can be misused by fraudsters and lead to financial losses.
To avoid scams in the name of BCA that attempt to steal personal data, here are some important tips:
1. Stay calm and don’t panic
Before taking any action, take a deep breath and clear your mind so you can think rationally.
Scammers often use urgency, set deadlines, or make tempting promises to push you into acting without thinking. This tactic is designed to make you rush and follow their instructions. In the end, it’s a scam to steal your data, which can lead to financial losses from your account or credit card.
2. Check the message content
Always verify the information you receive. If a message contains a link that leads to a website resembling BCA and asks for your personal banking data, be alert, it’s a scam!
Such links are phishing attempts designed to steal your personal data.
3. Be cautious when asked for personal banking information
Fraud using the name of BCA can happen in many forms, such as phishing, social engineering, and other tricks. The channels may include SMS, email, phone calls, social media, and more.
It is important to remember that BCA will never ask for customers’ personal banking data through any channel.
Always protect your personal banking data to stay safe from fraud. Share this information so the people around you can stay aware too.