As generations who grew up with technology, Gen Z and Millennials are familiar with the digital world. From ordering food and shopping online to working, everything can now be done from anywhere, right in the palm of your hand.
However, as we age and life stages shift, our needs continue to evolve. Many are already busy building careers, contributing to the family finances, or even starting their own small families.
With increasing responsibility comes greater risk. The good news is, in this all-digital era, we have access to practical, fast, and easy solutions—including for financial protection. Digital insurance can be a smart solution for Gen Z and Millennials, because:
1. A Dynamic Life Demands Flexible Protection
Our productive years are often marked by change: careers start to progress, responsibilities increase, and risks can arise suddenly—from illness and limitations of corporate insurance to unexpected events like a pandemic or job loss.
Amidst this dynamic phase of life, personal insurance is a wise step to maintain future financial stability. The earlier you start, the more affordable the premiums.
2. A Digital Solution for the Digital Generation
From signing up, choosing a plan, monitoring your policy status, to filing claims, everything can be done online without needing to visit a branch or fill out physical paperwork. This makes the process much faster, more practical, and manageable anytime, anywhere.
3. Flexible, Tailored to Your Needs and Financial Capability
One advantage of digital insurance is its affordable and customizable premiums. You can start with basic insurance, like life insurance which provides a benefit upon the insured's death, and then add supplementary benefits as needed—such as health protection, critical illness coverage, or personal accident cover.
4. Easy Purchase Process
Another advantage of digital insurance is the ease of purchase. Simply use your own device to select suitable coverage and complete your purchase conveniently online. Once the transaction is successful, the insurance policy is activated immediately, and the e-policy will be sent within a maximum of 24 hours to your registered email. This means you get protection right away without a long wait.
BCA, in collaboration with BCA Life, presents MyGuard, a digital life insurance with a variety of additional benefit options tailored to your needs. With premiums starting from IDR 14,000 per month, you can get financial protection without a medical exam.
Experience the ease of financial transactions through the "Proteksi" feature in the myBCA app.