Being part of the sandwich generation means having dual responsibilities, namely supporting two generations, such as caring for parents, supporting younger siblings, and building your own family, both financially and non-financially. Giving yourself a self-reward is a way to appreciate yourself for all the struggles you have gone through.
However, the sandwich generation often prioritizes the needs of their parents, siblings, and children over their own. Time, energy, and resources are devoted to loved ones, unconsciously neglecting personal needs. Often, self-reward is considered an unnecessary luxury that should not be prioritized. However, self-reward doesn’t always have to be material or extravagant. There are many simple yet meaningful ways to show yourself some love, such as:
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Take ‘for me’ time
Scheduling regular me time is a form of self-appreciation to recharge your energy and calm your mind. Me time can be filled with personal hobbies, such as watching your favorite movies, exercising, taking an afternoon walk while listening to your favorite playlist, painting, and more.
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Do light exercises to maintain physical and mental health
Physical activity releases endorphins, which help improve your mood. This can reduce stress and mental fatigue, while keeping your body fit to support the dual roles you carry out each day.
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Set investment goals as a form of long-term self-reward
Setting investment goals can be a unique way to reward yourself. For example, make a commitment that every time you reach a certain target, you will allocate funds for investment. In addition to providing extra motivation, this method also offers tangible benefits for your financial future.
In addition to financial investments, financial protection through insurance is equally important for the sandwich generation. This financial protection can help maintain financial stability when unexpected risks arise, ensuring the ability to meet family needs. This protection provides peace of mind, serving as a tangible expression of love and responsibility toward loved ones. Moreover, in the face of critical illness, insurance helps prevent financial burdens, embodying true self-love.
To meet your protection needs, BCA has collaborated with BCA Life to present Safety Guard Critical Cover (STAR), a traditional annual health insurance product that offers protection against critical illness and death, with the following benefits:
- Coverage for 135 Critical Illnesses and Life, including 77 major and 58 minor critical illnesses
- Two-time Claim Eligibility for Minor Critical Illness diagnosis benefits (for different conditions), each amounting to 25% of the Sum Insured
- Angioplasty Surgery Benefit: 25% of the Sum Insured, up to a maximum of IDR250 million
- Intensive Care Unit (ICU) Benefit: 50% of the Sum Insured, up to a maximum of IDR 250 million
- No Claim Bonus: 100% of premiums returned every 10 years if no claims are made
Get financial protection against Critical Illness and Life risks with STAR! For more information, visit the nearest BCA branch.