In daily life, we often encounter unexpected risks, such as illness, accidents, and even death. These risks can have significant financial impacts if not anticipated from the beginning. Insurance is a crucial financial tool that helps minimize the economic consequences of such unexpected events. However, with so many types of insurance available, choosing the right one can be challenging. To simplify this process, let’s use the analogy of a Nasi Padang dish to explain insurance.
Primary insurance can be likened to white rice, which serves as the base of a Nasi Padang meal. In the insurance context, primary insurance represents life protection. It is the foundation that ensures the financial stability of family members left behind when the Insured passes away.
Just as rice is incomplete without side dishes like rendang, ayam pop, or sayur nangka, primary insurance is complemented by additional insurance options. These side dishes can be seen as supplementary insurance, such as health insurance, critical illness insurance, and other forms of coverage that provide extra protection.
With MyGuard, you can explore main insurance options and additional coverage tailored to meet your needs. The additional insurance available includes accident protection (Accident Care), critical illness protection (Critical Care), and hospitalization benefits (Hospital Care).
For the Hospital Care supplemental insurance, if the policyholder is hospitalized in a regular room or ICU, they will receive cash compensation benefits based on various plan options. You can find complete information here.
The cash compensation can help cover expenses beyond hospital bills, such as supplementing lost income.
Currently, MyGuard is available for purchase online, with affordable premiums starting at just IDR14,000 per month, and without medical check-ups required. You can conveniently obtain MyGuard insurance through the Protection feature on myBCA, allowing you to select an insurance plan and pay premiums all within one application.