10 Oct 2024 | Edukatips

Practical Ways to Transact Online Using BCA Credit or Debit Cards

BCA Debit or Credit Cards are commonly used for offline transactions, such as in supermarkets, department stores, and many more. However, using BCA Debit Mastercard or BCA Credit Card payment methods can also be used for online transactions, for example on digital platforms, online shops, transportation applications, and so on.

This transaction method uses debit or credit card data such as Card Number, Card Validity Period, and CVV/CVC Code.

The great news is that you can easily access all that information directly from the myBCA application. As long as you have access to myBCA, you can continue making transactions online even if you don’t physically have a BCA Debit Card or Credit Card with you.

 Due to this easy access to card information, it’s important to maintain stringent control over personal data. Access to personal banking data should be restricted to the account holder and not shared with any other party.

Steps to View Credit Card CVV/CVC Code on myBCA

  1. Select My Account
  2. Select to Account Control
  3. Select Credit Card
  4. Select the credit card you wish to view
  5. Select View Card Details
  6. Enter myBCA PIN
  7. The card number, validity period, and CVV/CVC code will appear

Steps to View Debit Card CVV/CVC Code on myBCA

  1. Select My Account
  2. Select Account Control
  3. Select Debit Card
  4. Select the debit card you wish to view
  5. Select View Card Detail
  6. Enter myBCA PIN
  7. The card number, validity period, and CVV/CVC code will appear

Before making an online transaction with a BCA credit card, ensure that the e-Commerce Transaction Feature is active for online transactions at home and abroad. For BCA Debit cards, activate the Online Debit Transaction feature first. Also make sure the mobile phone number to receive the OTP code has been set. Everything can be set via the Account Control menu on myBCA.

When making an online payment, carefully fill in the following fields:

  • Card Number → Enter the 16 digits printed on the front of your card.
  • Cardholder Name → Write the name as printed on the card.
  • Expiry Date → Enter the month and year printed on the front of the card.
  • CVV or CVC Card → These are the last three digits found on the back of your card.

Make sure to fill all these details to avoid failed transactions, and always transact on a safe and trusted site.

Tips to Keep Your BCA Debit or Credit Card Data Safe

  • Avoid storing personal data in browsers, apps, or notes on your electronic devices. 
  • Use card information only on secure and trusted websites. Make sure the URL starts with 'https://' and has a padlock symbol.
  • Always enable and use transaction verification via OTP (One Time Password) sent to your mobile phone. This adds an extra layer of security to every transaction. Don’t share it with anyone.
  • Check your bank statements regularly to ensure there are no suspicious transactions. Report any irregularities to your bank immediately.
  • Familiarize yourself with various online scams and the common tactics used by scammers commonly to obtain personal information. Having this awareness can you avoid falling into the scam trap.

Understanding the function and importance of BCA Debit Card or Credit Card data in digital transaction security is an important first step for every card user. With the myBCA application, all important BCA Credit Card information is readily accessible at all times. This includes the ability to review credit card information, billing details, change installments, and pay BCA Credit Card bills.

Download myBCA app now and enjoy the convenience!