Traveling abroad is a dream for many people. From savoring culinary delights to shopping for unique items, every aspect adds to an unforgettable experience. However, payment problems often arise, such as a lack of cash or other barriers. Cross-Border QR comes as a solution to simplify transactions abroad!
Cross-Border QR is a payment system that uses QR for cross-border transactions. With Cross-Border QR, payments abroad can be seamlessly made using myBCA or BCA mobile apps, eliminating the hassle of exchanging currencies or carrying multiple cards for transactions.
Which Countries Currently Support Cross-Border QR Payments?
Several countries have implemented Cross-Border QR, making it easy for Indonesian tourists to make payments using the QRIS feature on the myBCA or BCA mobile apps while abroad.
The following is the list of countries that have implemented Cross Border QR, along with details of the partner banks involved.
| Country | Partner | |
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Thailand |
Bangkok Bank (BBL) |
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Siam Commercial Bank (SCB) |
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CIMB Thai Bank |
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Bank of Ayudhya (BAY) |
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Kasikorn Bank (KBANK) |
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Krung Thai Bank (KTB) |
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Cross Border QR Payment |
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Malaysia |
Ambank Malaysia Berhad |
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Bank Islam Malaysia Berhad |
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Axiata Digital eCode Sdn Bhd (Boost) |
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CIMB Bank Berhad |
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Fave Asia Technologies Sdn Bhd |
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Finexus Cards Sdn Bhd |
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Hong Leong Bank Berhad |
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Maybank Berhad |
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OCBC Bank Berhad |
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Public Bank Berhad |
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Razer Merchant Services Sdn Bhd |
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TNG Digital Sdn Bhd |
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United Overseas Bank Berhad |
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GHL Cardpay Sdn Bhd (GHL) |
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DuitNow |
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Singapura |
Network for Electronic Transfers Singapore, Ltd (NETS SG) |
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SGQR + NETS |
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Jepang |
Netstars |
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JPQR GLOBAL |
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How to Use Cross-Border QR via myBCA or BCA mobile for Overseas Payment
Make sure international transactions are active so you can do transactions abroad. Here are the steps to do it.
- Open the myBCA or BCA mobile app
- Select QRIS
- Scan the QRcode available at the merchant
- Enter or confirm the amount payable and click Continue
- Ensure the merchant name and transaction amount are correct, then click Continue
- Enter your PIN
- Your transaction is successful
Ready to enjoy a convenient vacation without payment hassles? Download the myBCA app from the App Store or Play Store and experience ease and comfort in every transaction abroad, making your vacation more memorable!

























