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KPR BCA
Make your dream home comes true
Why buying your first home with KPR BCA?
Various Options
Buying a house is easier with a large choice of interest rates, features, developer, and property agent
Light Installments
Installing a house is no longer a burden because of the light and stable installments
Under Control
No need to worry about Fix and Cap interest rates rising dramatically that causes installments to become heavy
KPR (Home Loan)
KPR BCA
Home financing solution for house, apartment, home office purchase in new or second condition.
Benefits
Important Information
Requirements
Document Requirements
Work Type
Notes :
*) For husband and wife joint income, spouse's documents must be attached
**) For entrepreneurs with PT & CV legal entity
***) For purchases at the developer and/or through a broker
****) For branches that have implemented Appraisal payments in advance
Guarantee Document Requirements
Note :
After the Fix interest period ends, the interest rate that will apply is the floating interest, in which the interest rate will vary according to the current interest rate. Changes in interest rates will affect the amount of installments that must be paid.
Fees, Limit and Interest Rate
Interest Rate Promo
Fix Interest Rate | Purchase | Minimum Tenor |
Fix 3 years |
3.65% |
10 years |
4.15% |
8 years |
|
4.75% |
5 years |
|
5.25% |
3 years |
|
Fix 5 years |
4.88% |
10 years |
5.65% |
8 years |
|
5.75% |
7 years |
|
6.25% |
5 years |
|
Fix 8 years |
6.38% |
15 years |
6.68% |
10 years |
|
6.88% |
8 years |
|
Fix 10 years |
6.88% |
15 years |
7.38% |
10 years |
Fix & Cap Interest Rate |
Purchase | Minimum Tenor |
Fix 2 years |
4.00% |
10 years |
Cap 3 years |
6.00% |
|
Fix 2 years |
5.65% |
5 years |
Cap 3 years |
7.65% |
Notes :
Find your house at Rumahsaya BCA
Simulation, online apply, approval tracking for home loan all in one place
Got Questions About This Product?
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