Provision discount up to 50% for BCA mortgages

Provision discount for ceiling:

>Rp2 Billion, 50%

≤Rp2 Billion, 25%

Terms & Conditions

• Only valid for customers with the profession of Doctor who receive program information through one of BCA's official communication media and is non-transferable.
• Applies to all types of interest rates, both program and regular.
• The above benefits cannot be combined with the same type of benefits from special interest rate programs or other mortgage programs.
• Applies specifically to applications through BCA branches.
• Other provisions follow the general provisions of KPR.
• Submission period until December 31, 2026

Down Payment Special up to 15%

Terms & Conditions

• Only valid for customers who receive program information through one of BCA's official communication media and is non-transferable.
• Valid specifically for applications through a BCA branch.
• Apply for new passenger non-EV cars (ADDM).
• Interest rates follow the ongoing/available rates during the time of application
• Valid specifically for applications through a BCA branch.
• Following the applicable terms and conditions during the time of application.
• Program Period for Application In, Maximum Purchase Order (PO) Issuance, and Realization is until December 31, 2026.

Special DP starting from 5%

Terms & Conditions

• Only valid for customers with the profession of Doctor who receive program information through one of BCA's official communication media and is non-transferable.
• Valid for 2026 motorcycle units (non-electric)
• Interest rates follow the program provisions running at KSM BCA.
• Applies specifically to applications through BCA branches.
• The application program period, maximum PO printing and realization is until December 31, 2026.

60% Premium Discount for BCA Life myGuard Products

Terms & Conditions

• Only valid for customers with the profession of Doctor who receive program information through one of BCA's official communication media and is non-transferable.
• Valid for online purchases through several MyGuard product marketing platforms at BCA.
• Use promo code: OMGPROS60 when checking out (non-autofill)
• Only 1 (one) promo code can be used for each purchase.
• Valid for first premium payment with all payment methods
• Maximum discount Rp. 200,000
• The premium discount directly reduces the first premium.
• Applies to all MyGuard products
• The discount period is valid for purchases until December 31, 2026.

Premium Discounts for BCA Life Heritage Platinum Protection (Heritage+) and Safety Guard Critical Cover (STAR) Products

Terms & Conditions

• Only valid for customers with the profession of Doctor who receive program information through one of BCA's official communication media and is non-transferable.
• Submission Period: until June 30, 2026
• Policy issued deadline: July 6, 2026
• Submission via BCA branch and must attach the promotional email/WhatsApp received by the customer (must match the customer's name).
• The discount immediately reduces the first year's basic premium paid with the following conditions:
  • Using a BCA Credit/BCA Debit Card with the Autodebit method
  • For STAR products only, discounts apply to annual payments.
  • For Heritage+ products, both single and annual payments apply. For single payments, the premium calculated for the discount is 10% of the single premium.

Extra Mutual Funds up to IDR 500,000

Terms & Conditions

• Applies specifically to new investors (who have never traded Mutual Funds or Bonds at BCA)
• Applicable for first time investment transactions made at BCA
• Applies to purchase transactions (including recurring purchases, or transactions with the Investment Goals feature)
• Applies to Mutual Fund products in Rupiah currency from certain Investment Managers:
  1.  Bahana TCW Investment Management
  2.  Batavia Prosperindo Asset Management
  3.  BNP Paribas Asset Management
  4.  Manulife Asset Management Indonesia
  5.  Schroder Investment Management Indonesia
• The unique code "111" must be included in the last three digits of the purchase amount. For example, if you purchase Rp500,111, you'll have the chance to win Rp100,000 in mutual funds.
• Transactions are made through branches or the Investment feature in myBCA.
• Prizes are in the form of Mutual Fund Participation Units according to the product transacted to participate in this program.
• All Mutual Fund Participation Units (according to the name of the product purchased) may only be sold/transferred after the holding period with the following detailed provisions:

• Cut-off time Mutual Fund transactions follow applicable policies.
• Prizes are non-refundable and non-transferable.
• Tax on gifts received by customers is borne by BCA in accordance with applicable policies.
• Application period until December 31, 2026.