Home financing solution for house, apartment, home office purchase in new or second condition.

Provision Discount Up to 25%

Terms & Conditions :

• Applies to all types of interest rates (both program and regular).
• Minimum credit term of 10 years.
• Specifically for the Jabodetabek implementation area, KKK and KFKK can be combined with the KPR Benefit Scheme.Payroll BCA.
• Benefitabove cannot be combined with benefit provision discounts from special interest rate programs or other mortgage programs.
• Other provisions follow the general provisions of KPR.
• The application period is until December 31, 2026.

Motor Vehicle Loans as a solution for new or used car financing.

Special Administration Fee

• New Car Condition

  Customer Information	Special Administration Fee
  Solitaire	Rp. 1,200,000,-
  Priority and SME/KI/KMK Debtors (outside consumer credit)	Rp. 1,400,000,-
  Other	Rp. 1,500,000,-

• Condition of Used Cars andRefinancing

  Customer Information	Special Administration Fee
  Solitaire	Rp. 1,700,000,-
  Priority and SME/KI/KMK Debtors (outside consumer credit)	Rp. 2,200,000,-
  Other	Rp. 2,300,000,-

Note : 

• The special administration fee above is after receiving a discount according to customer category and car condition.
• Mass segment only must be subject to a 1% provision and Penalty Early Termination (ET) by 5% Outstanding Principal Debt (OSPH) across all repayment tenors.

Terms & Conditions:

• Valid for KKB branches Direct Sales (DS) national.
• Applies exclusively to individual customers.
• Applies to cars only passenger (ADDM).
• The application is only valid for the customer concerned (cannot be replaced).
• This promo cannot be combined with other administration fee programs.
• Tenor applies.Fix N Cap5 & 6 Years, Program Mini for Max, and the 0% DP KKB Program (Credit While Saving).
• Other provisions follow the general provisions of the KKB in effect at the time of application.

The application deadline is December 31, 2026, and the deadline for realization is January 31, 2027.

Financing solution special for motorcycle via PT BCA Finance.

2-Years Annual Fee Waiver

Terms & Conditions :

• Valid for credit card applications through Branches or online (myBCA & Webform)
• When applying for a credit card, you must enter the following code:
  • CPNGS1 for branch applications
  • GSP for online applications
• Valid for applications from 14 January to 31 December 2026, with a maximum approval date of 31 January 2027
• Valid for new applications for a maximum of two Main Cards and a maximum of two Supplement Cards, with a maximum of two cards each
• Valid for applications for all types of BCA Credit Cards, except for the BCA Mastercard World, BCA Singapore Airlines Visa Infinite, and BCA American Express Platinum Card

50% discount on MyGuard products

Terms & Conditions :

• Valid for first premium, with discount max IDR150 thousand for every purchase.
• Valid for all MyGuard products and packages.
• The discount period is valid for purchases until December 31, 2026.
• Do input promo code “PAYROLL26” on the promo code page at checkout page product purchase.

Premium Discount up to 5 million

Detail Benefit as follows:

Terms & Conditions :

• Submission period: February 1 – June 30, 2026 (Deadline)issued 6 July 2026).
• Must attach email/Whatsapp promo received by the customer (must match the customer's name).
• The discount program applies to the first year's basic premium and does not apply to extra premiums (if any) or continuation premiums..
• The discount directly reduces the first year's basic premium paid with the following conditions:
  • Using a BCA credit card/BCA debit card with the method auto debit.
  • STAR products only, discount applies only to annual payments.
  • Especially for Heritage+ products,payment is madesingle and annual. Paymentsingle, The premium calculated to obtain a discount is 10% of the premium single.