Payroll Employee Benefits

Payroll Employee Benefits KPR BCA KKB BCA KSM BCA Credit Card Bancassurance Personal Loan Corporate

Temukan Solusi Perbankan Anda di BCA

Payroll Employee Benefits

The Payroll Employee Benefits program is designed for BCA Payroll customers. Enjoy exclusive promotions for KPR BCA, KKB BCA, KSM BCA, BCA Credit Cards, Bancassurance, and Personal Loan Corporate.

General Terms & Conditions:

  • Applicable only for campaign recipients (e-mail/WhatsApp/SMS) from BCA’s official accounts.
  • Cannot be transferred to others.

Temukan Solusi Perbankan Anda di BCA

KPR BCA

Home financing solution for house, apartment, home office purchase in new or second condition.

Provision Fee Discount Up To 25%

Terms & Conditions:

  • Applies to both regular and program interest rates
  • Minimum loan tenure of 10 years
  • Specifically for processing areas in Jabodetabek, Bandung, Surabaya, Semarang, Solo, Makassar, Bali, Malang, and Medan, this benefit can be combined with the BCA Payroll Benefit Scheme
  • This benefit cannot be combined with other KPR provision fee discount programs
  • Other terms follow the general KPR regulations
  • Valid until December 31, 2025

Temukan Solusi Perbankan Anda di BCA

KKB BCA

Motor Vehicle Loans as a solution for new or used car financing.

Special Administrative Fee

Terms & Conditions:

  • Applicable only for individual customers, with the following administrative fee scheme:
  • Type Administration Fee
    New Car IDR1,500,000
    Used Car & Refinancing IDR2,300,000
  • KKB interest rates follow the prevailing rates at the time of application.
  • This benefit cannot be combined with other administrative fee benefits.
  • Other terms follow the general KKB regulations applicable at the time of application.
  • Valid only for passenger cars.
  • Valid until December 31, 2025.

Temukan Solusi Perbankan Anda di BCA

KSM BCA

Financing solution special for motorcycle via PT BCA Finance.

Admin Fee Discount Up To IDR450K

Motor’s Segment OTR Normal Admin Fee Admin Fee After Discount
Pro IDR50 mio - <IDR100 mio IDR1,000,000 IDR550,000
Reguler < IDR50 mio IDR550,000 IDR350,000

Terms & Conditions:

  • Valid for 2025 non-electric motorcycle
  • Valid for application until 19 December 2025
  • Valid for realization until 31 December 2025

Temukan Solusi Perbankan Anda di BCA

Credit Card

Free Annual Fee for the First 2 Years 

Terms & Conditions:

  • Applicable for new cardholders only
  • Valid for BCA Credit Card applications submitted through BCA branches or online
  • Must use the following source codes:
    • CPNGS1: For applications via BCA branches
    • GSP: For applications online
  • Valid for credit card applications submitted until December 31, 2025, with approval no later than January 31, 2026
  • Not applicable for BCA Amex Platinum, BCA MasterCard World, and Singapore Airlines KrisFlyer Visa Infinite Credit Cards
Bancassurance

Temukan Solusi Perbankan Anda di BCA

Discount 50% Off

Terms & Conditions:

  • Valid for the first premium, with a maximum discount of Rp200,000 for each purchase through the MyGuard product marketing platforms at BCA:
    • Website: bca.co.id/omyguard
    • WhatsApp Bank BCA
    • BCA mobile app (Lifestyle menu – Protection)
    • myBCA app (Protection menu)
  • Enter the promo code PAYROLL25 on the promo code field at checkout.
  • One promo code can be used per purchase.
  • Valid until December 31, 2025.

Temukan Solusi Perbankan Anda di BCA

Premium Discount Up To 10% Off

Product Premium Discount

Fire Insurance

7.5%

PAR Insurance

Car Insurance

10%

Travel Insurance

Terms & Conditions:

  • Valid for new insurance policy application in 2025 or renewal from 2024 insurance policy.
  • Cannot be combined with other promotions
  • Valid until 31st December 2025.

Temukan Solusi Perbankan Anda di BCA

Personal Loan Corporate

Special Pricing

Special pricing applies if your employer has established a cooperation agreement with BCA regarding the Personal Loan Corporate (PLC) program

You can submit your application by visiting a BCA Branch Office in the following areas: Jabodetabek, Bandung, Semarang, Yogyakarta, Solo, Surabaya, Medan, Batam, Palembang, Bali, and Makassar.