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KKB Financing

Convenience in getting your dream car

Why BCA Loans?

Various Payment Plan

A wide selection of innovative financing programs according to your needs

Easy Requirements

Simple application requirement with relatively quick approval process

Fixed Amount

Free from an increase in the installments because the installments are light and the amount is fixed

KKB Pembelian

KKB Car Financing

Motor Vehicle Loans as a solution for new or used car financing.

Benefits


Competitive Rate
With flat and fixed interest rate, the installment amount will not change at the certain time during the loan period
Convenient
Monthly installment will be automatically debited directly from the BCA account
Safe
Guaranteed security for BPKB deposit at BCA during the loan period

Important Information

Requirements


  • Indonesian citizens
  • Permanent Employees/Entrepreneurs/Professionals/Companies
  • Minimum 2 years employment (permanent)
  • Minimum age 21 years or married
  • Maximum age of 64 years when the credit ends
  • The vehicle must be insured through KKB BCA
  • Comprehensive insurance for the first year and at least TLO for the following year (except TLO commercial vehicles during the credit period)
  • Payment via auto debit

Document Requirements

  • Photocopy of the applicant's KTP
  • Photocopy of Husband/Wife's KTP, Family Card, Marriage/Divorce Certificate
  • Photocopy of home ownership certificate/AJB a.n. customer
  • Photocopy of BCA Savings Account & Current Account for the last 3 months
  • Salary slip for the last 1 month or authorized income letter
  • Photocopy of the applicant's KTP
  • Photocopy of Husband/Wife's KTP, Family Card, Marriage/Divorce Certificate
  • Photocopy of home ownership certificate/AJB a.n. customer
  • Photocopy of BCA Savings Account & Current Account for the last 3 months
  • Photocopy of NPWP
  • Photocopy of SIUP
  • Photocopy of Practice License (for Professional)
  • Photocopy of current/savings account for the last 3 months
  • Photocopy of NPWP
  • Photocopy of SIUP
  • Photocopy of TDP
  • Photocopy of Deed of Establishment and Amendment, Ratification Deed of the Minister of Finance
  • Photocopy of Residence Statement
  • Photocopy of Financial Statements for the last 2 years
  • Complete Management KTP

Note :

If late payment of installments occured, fine will apply as stated in the Financing Agreement that has been signed by the Consumer

Biaya, Limit dan Suku Bunga


Program Fix & Cap Mobil Penumpang Baru

Fix & Cap 5 Tahun
(% Flat p.a)
Fix & Cap 6 Tahun
(% Flat p.a)
Fix 3 Tahun Cap 2 Tahun Fix 4 Tahun Cap 2 Tahun
5,33% 6,77% 6,10% 7,15%

Mobil Baru Passenger

Tenor Reguler (% Flat p.a)
1 2 3 4 5
2,77% 3,33% 3,55% 4,11% 6,88%

Keterangan:

- Asuransi minimal kombinasi

- Berlaku mulai: Maret 2021


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