BCA Blibli Tiket Mastercard

About

Key Features

Can make transactions at BCA merchants (online and offline) and at BCA ATMs or ATMs with the Mastercard logo.
Can make contactless payments (for cards that already support contactless payments).
BCA Installment is available

Benefits

Earn Reward on every transaction (excluding cash advances, credit card fees, payments* for donation categories, government services, electricity, water, and gas bills). Reward details are as follows:

Card Types	Reward Amount Given per Transaction	Reward Units
BCA Blibli Tiket Mastercard**	1% for transactions at the following: Blibli platform tiket.com platform Blibli & Hello Store offline stores Ranch Market & Farmers Market Dekoruma Blibli Elektronik offline stores	Blibli Tiket Points
BCA Blibli Tiket Mastercard**	0.25% for transactions at other merchants.	Blibli Tiket Points

Remarks:

*)Valid for BCA Credit Cards with Visa and Mastercard logos as of August 12, 2024

**) The rewards earned will be directly converted to the cobrand partner's loyalty points and credited to the cardholder's cobrand partner membership on each bill printing date.

Get an initial bonus when you apply for the card for the first time (not valid for additional cards or re-opening/second submissions. Details about the initial bonus are as follows:

Jenis Kartu	Bonus Awal
BCA Blibli Tiket Mastercard	600,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 3,000,000 on the tiket.com platform 500,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 10,000,000 at Blibli Store or Hello Store 250,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 10,000,000 at the Blibli Electronics Store 200,000 Blibli Tiket Points after your first transaction on the Blibli platform 200,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 4,000,000 at Dekoruma (online or offline) 75,000 BTP after a transaction with a minimum purchase of IDR 500,000 at Ranch Market Group Valid for 90 days from the date the card is approved.

Jenis Kartu

Bonus Awal

BCA Blibli Tiket Mastercard

600,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 3,000,000 on the tiket.com platform
500,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 10,000,000 at Blibli Store or Hello Store
250,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 10,000,000 at the Blibli Electronics Store
200,000 Blibli Tiket Points after your first transaction on the Blibli platform
200,000 Blibli Tiket Points after a transaction with a minimum purchase of IDR 4,000,000 at Dekoruma (online or offline)
75,000 BTP after a transaction with a minimum purchase of IDR 500,000 at Ranch Market Group Valid for 90 days from the date the card is approved.

Get attractive offers when shopping at many offline and online merchants, including restaurants, fashion outlets, online travel services, marketplaces, and other selected merchants.
Customers may receive information and offers related to BCA products and services.
Access additional facilities, such as Autopay, Autodebit, BCA Credit Life, Travel Accident Insurance, and BCA Travel Service.

Risks

Delays in bill payments result in late fees and impact debtors' ability to pay.
Customers are billed if they speed up the payment of transaction installments.
Misuse of cards, PINs, passwords, OTPs, and User IDs/BCA IDs due to customers’ negligence.

Requirements and Procedures

BCA Credit Card applications can be submitted by visiting the nearest BCA branch, stopping by the booth stand (direct sales), or contacting BCA sales. Applications can also be submitted online via the BCA Webform, eBranch BCA app, VIRA, and BCA telemarketing.
Eligible applicants for the BCA Credit Card are:

Indonesian citizens or foreigners who reside in Indonesia.
Minimum age 21 years/married and maximum 65 years for basic card applications; minimum 17 years for supplementary card applications.
Minimum income of IDR3,000,000 per month.

Submitting the required documents, including:

	Status
Documents	Entrepreneur	Employees	Doctor/ Notary	Foreigner	Housewife
Copy of ID Card	✓	✓	✓		✓
Copy of Passport	*	*	*	✓	*
Copy of KITAS				✓
Income Statement (Salary Slip/Tax Return/Income Certificate from the company)		✓		✓
Copy of Current Statement/Savings Account for the Last 3 Months	✓		✓		✓
Copy of Practice License			*
Copy of Company Deed of Establishment/SIUP	*
Copy of Credit Card Bill for the Last 1 Month/Copy of Credit Card	*	*	*		*
Copy of NPWP**	✓	✓	✓	✓	✓

Note:

✓ Required documents
* When needed
** For credit card applications with a credit limit of ≤ IDR50,000,000, if you do not have an NPWP, you must fill out a statement of not having an NPWP.

Fees, Limits, and Interest Rates

Fees

Annual Fee

Card Types	Basic Card	Supplementary Cards
BCA Blibli Tiket Mastercard	IDR125,000	IDR100,000

The penalty is 1% of the total bill and will not exceed IDR100,000
Request a summary of the 1-year current transaction: IDR100,000.
Requesting a copy of the invoice: IDR30,000.
Replacement fee for lost or damaged cards: IDR50,000
Request for printing and bill delivery: IDR10,000.
Overlimit fee: IDR40,000
The cash advance fee (both domestic and foreign) is 4% of the withdrawal amount or a minimum of IDR40,000, whichever is greater.
Cash Advance Fee at the counter (per transaction): IDR20,000.
Installment cancellation fee: IDR100,000.
Stamp Fee (for bill payment > IDR5,000,000): IDR10,000.

Limit

Minimum Credit Limit for Basic and Supplementary Cards

Card Types	Basic Card	Supplementary Cards
BCA Blibli Tiket Mastercard	IDR3,000,000	IDR1,000,000

Note: BCA Credit limit will be determined based on the results of the BCA analysis.

Transaction Limit for BCA Blibli Tiket Mastercard

Transaction Type	Limit
Contact (EDC)	As per the available credit limit
Contactless with PIN	As per the available credit limit
Contactless without PIN	The maximum transaction amount according to the provisions in each country where the transaction is made, in Indonesia applies to a maximum of IDR1,000,000 The initial daily limit is IDR10,000,000 or according to the credit card limit (following the smallest nominal). The daily transaction limit can be set by customers through myBCA/BCA mobile up to IDR200,000,000 or according to the credit card limit (following the smallest nominal).
e-commerce	As per the available credit limit
Cash Advance (ATM)	20% of the credit limit

Interest Rates

Cash withdrawal and shopping transactions accrue interest at 1.75% per month, in accordance with Bank Indonesia regulations.

Simulation

Calculation of the statement date of April 1, 2024, and the maturity date of April 17, 2024.

Posting Date	Description	Amount
1 March 2024	Previous Balance	Rp0
5 March 2024	Transaction I	IDR1,250,000
16 March 2024	Transaction II	IDR1,750.000
New Billing		IDR3,000,000

Account date (statement cycle): May 1, 2024; interest calculation when making minimum payment (payment date: April 17, 2024)

Posting Date	Description	Amount
1 April 2024	Previous Balance	IDR3,000,000
8 April 2024	Transaction I	IDR1,250,000
24 April 2024	Transaction II	IDR1,750,000
17 April 2024	Payment (Min. 5% x IDR3,000,000)	(IDR150,000)
Interest		IDR87,740
New Billing		IDR4,187,740

Interest Calculation:

Transaction Type	Interest Period (from transaction date to statement date)	Transaction Amount	Interest Rate	Interest Calculation Formula	Total interest
Transaction I	5 March 2024 – 16 April 2024 (43 days)	IDR1,250,000	1.75%	Transaction amount × interest rate × 12 months × (time period/365 days)	IDR30,925
Transaction II	16 March 2024 – 16 April 2024 (32 days)	IDR1,750,000			IDR32,219
Previous Outstanding Balance	17 April 2024 – 1 May 2024 (15 days)	IDR2,850,000			IDR24,596
Total					IDR87,740

Important Information

Additional Information

BCA Credit Card activation can be done via SMS to 89888, Halo BCA, myBCA, and BCA mobile.
Minimum payment of 5% of the total bill.
The validity period of the BCA Credit Card is as stated on the card. For more information, please refer here.
Transactions with BCA Credit Card can be made by dipping or swiping at EDC machines and authenticated using a PIN or signature, depending on the country. You can activate your credit card PIN through the myBCA app, BCA mobile, BCA ATMs, or the official BCA website.
For BCA Credit Card with the Contactless feature, transactions can also be made by holding the card near the EDC machine with the contactless logo. Activation of the Contactless feature can be done by performing a dip transaction at an EDC or ATM machine and entering a PIN.
Customers can control credit card transaction settings by activating or deactivating transactions with the following details:

Transaction Type	Remarks	Facilities
Domestic Transactions	BCA Credit Card transactions made through ATMs, EDCs, and other transaction terminals in Indonesia.	myBCA and BCA mobile
International Transactions	BCA Credit Card transactions made through ATMs, EDCs, or other transaction terminals abroad.
E-commerce Transactions	BCA Credit Card transactions made online or through e-commerce merchants.
Contactless Transactions	BCA Credit Card transactions made using the contactless method through EDC and other transaction terminals with the contactless logo.

Customers can contact Halo BCA to add their mobile number connected to their Blibli account if it differs from the number registered on the BCA Credit Card.
Reward points will be converted directly to Blibli Tiket Point on every bill printing date. The Blibli Ticket Points received will be valid for 1 year from the date of point injection and can be used on various platforms, including: Blibli OMG, Ranch Market, tiket.com, Blibli, Farmers Market, Hello, Trade-In, and Dekoruma. For more information, see here.
Customers can request closure of their BCA Credit Card at branches or via Halo BCA. All transaction charges for BCA Credit Card transactions must be paid in advance by the cardholder.
BCA shall inform all changes to the benefits, fees, risks, terms and conditions of this Product and/or Service through any means in accordance with applicable legal provisions.

Summary of Product & Service Information

Terms and Conditions

Special Offers

Cashback Program & Discounts

Blibli Tiket Points Cashback up to IDR 100,000 on the Blibli Platform, subject to terms and conditions:
- 20% cashback up to IDR 4,000, with a minimum transaction of IDR 20,000, valid for 1 transaction per user per month using the voucher code BCABT1;
- 8% cashback up to IDR 8,000, with a minimum transaction of IDR 100,000, valid for 2 transactions per user per month using the voucher code BCABT2;
- 8% cashback up to IDR 80,000, with a minimum transaction of IDR 1,500,000, valid for one transaction per user per month using the voucher code BCABT3.
- The promotion does not apply to transactions in the utilities and bill payments categories;
- Cashback will be credited to the customer’s verified Blibli account within a maximum of 3 days after a successful transaction;
- Cannot be combined with other promotions.
- Not valid for bill payments and top-ups, credit installments, credit card payments, donations & zakat, gold & diamond jewelry, precious metals, digital gold, Blibli vouchers & gift cards, cigarettes & lighters, milk for children under 1 year of age, as well as phone credit & vouchers.
Cashback of up to IDR 200,000 at Blibli Offline Stores & Hello Stores, subject to the following terms and conditions:
- 5% cashback up to IDR 200,000 with a minimum transaction of IDR 5,000,000.
- Valid for all transactions at:
  - Blibli offline Stores or
  - Hello or;
  - Trade-In or;
  - Brands Store (Samsung, Huawei, Xiaomi, OPPO, Vivo) or;
  - Phone display at Blibli Elektronik store
- Valid for 3 transactions per year during the following periods:
  - Ramadhan
  - Blibli Anniversary
  - Histeria 11.11 - 12.12
- Tiket Points cashback will be credited within a maximum of 40 days after the transaction is made at an offline store.
Get IDR 400,000 Cashback at Dekoruma with a minimum transaction of IDR 8,500,000
- Valid for all transactions at Dekoruma offline stores
- The promotion is valid for 1 transaction per month
- Blibli Tiket Points Cashback will be credited within a maximum of 40 days after the transaction is made at an offline store
Get IDR 200,000 cashback at Blibli Electronics offline stores with a minimum purchase of IDR 10,000,000
- This promotion is valid for one transaction per month
- Not valid for purchases in the Cell Phones and Cell Phone Accessories categories, or for Digital Top-ups (purchases of phone credit, electricity tokens, installation fees, shipping fees & BlibliCare+)
- Blibli Tiket Points cashback will be credited within a maximum of 40 days after the transaction is made at an offline store
Get a 5% discount at Ranch Market and Farmers Market on purchases of fresh products at Ranch Market every Tuesday and on purchases of Private Label products.

Additional Welcome Bonus IDR500,000

Get an additional Welcome Bonus of IDR500,000 by submitting a new application (for applicants who do not already have a BCA Credit Card) through the Blibli or tiket.com platform, subject to the following terms and conditions:

Make retail transactions (offline and online) totaling at least IDR1 million within the first month after card approval.
Cash advances, interest payments, and other fees do not qualify.
Cashback will be credited to the BCA Credit Card statement.
Cashback will be credited no later than 2 months after all requirements are met.
Not valid for applications made through Direct Sales or Telemarketing.
The program is valid through December 31, 2026

2X Blibli Tiket Points

Double Blibli Tiket Points on the Tiket.com Platform, subject to the following terms and conditions:

Double Blibli Tiket Points means earning twice the normal amount of Blibli Tiket Points for every eligible purchase made on tiket.com.
Double Blibli Tiket Points apply to transactions in all eligible categories in accordance with the Blibli Tiket Points earning terms on tiket.com: https://www.tiket.com/help-center/blibli-tiket-reward/general-inquiries/general-info-bliblitiket/bliblitiket-reward-en
The mechanism for awarding Double Blibli Tiket Points is as follows:
- When a BCA Blibli TIket Mastercard Credit Cardholder makes a travel purchase on tiket.com, the amount of bonus Blibli Tiket Points to be received can be viewed on the payment page when selecting the BCA Blibli TIket Mastercard Credit Card as the payment method.
- Blibli Tiket Points awarded as part of the Double Blibli Tiket Points promotion will be credited together with regular Blibli Tiket Points.
- Regular Blibli Tiket Points and Double Blibli Tiket Points will be credited 1 (one) calendar day after the completion of the trip or stay, or in accordance with the terms and conditions set by tiket.com.
There is no minimum transaction requirement to receive Double Blibli Tiket Points.
Double Blibli Tiket Points will be credited to the account used for the transaction by the BCA Blibli TIket Mastercard Credit Cardholder.
In the event of a refund or cancellation of a product by a BCA Blibli TIket Mastercard Credit Cardholder, Double Blibli Tiket Points will not be awarded.
In the event of a reschedule or refund of a product purchased by a BCA Blibli TIket Mastercard Credit Cardholder, Double Blibli Tiket Points will be calculated based on the amount of the most recent transaction.