BCA UnionPay

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Benefit BCA UnionPay

Welcome Bonus Earn BCA UnionPay Points Special Exchange Rates Double Reward BCA Other Benefits Contactless

Get 5,000 BCA UnionPay Points

Applicable for accumulated transactions with a combined total of Rp 5 million within 3 months of the card issuance date

Earn 1 BCA UnionPay Point for every transaction worth Rp 10 thousand

Exchange your BCA UnionPay Points for the following:

Airlines Miles

2 Point = 1 KrisFlyer miles

1.5 Point = 1 GarudaMiles

1 Point = 1 BIGpoint AirAsia

Reward BCA*

1 Point = Rp 20

*Applicable at merchants having a cooperation arrangement with BCA regarding Reward BCA

Get a competitive exchange rate for transactions denominated in Singapore Dollar (SGD), Hong Kong Dollar (HKD), Chinese Yuan (CNH) & New Taiwan Dollar (NTD)

Earn double BCA UnionPay Points for retail transactions in Singapore, Hongkong, China and Taiwan

BCA Installment
Convert your domestic and foreign transactions into the BCA installment program
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Reward BCA
Earn Reward BCA for all transactions
More Info
Autopay BCA
Pay your recurring bills using the one bill facility provided by BCA Credit
More Info
Travel Services
Enjoy special privileges for purchase of travel packages, tickets, as well as passport and visa application services
More Info
Automatic Travel Accident Insurance Coverage
All BCA Credit Card holders are automatically entitled to the travel accident insurance facility
More Info


Transactions using BCA Credit Cards at merchants by EDC machine are now faster and more convenient because there is a Contactless feature. Simply hold your BCA Contactless Credit Card over the EDC machine during checkout, and the transaction is completed in an instant.

How to Activate Contactless Feature on BCA UnionPay Credit Card:

  1. Make sure BCA Credit Card is active and has a Contactless Feature
  2. The Contactless feature will be activated immediately when the customer activates the card

Some important information about BCA Credit Card Contactless Feature that you have to know:

  • Contactless transactions are conducted without PIN, however for the transactions above Rp 1,000,000, PIN is required.*
  • Daily limit for Contactless transactions is Rp 3,000,000 with a maximum frequency of 10 times per day
  • *Valid in Indonesia, the amount of Contactless transactions using PIN following the applicable policies of each country.

Always keep your BCA Credit Card, because BCA Credit Card Contactless Feature can be used for transactions without a PIN. Don't let your BCA Credit Card fall to the wrong hands.

If BCA Credit Card Contactless lose, block the card immediately via BCA mobile or Halo BCA. For more information about the Contactless Feature and BCA Credit Card, please contact Halo BCA 1500888.

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Apply BCA UnionPay