BCA Mastercard Platinum

My Card My Lifestyle Partner

The BCA Mastercard Platinum is here to provide ease and convenience in meeting the needs of young professionals/entrepreneurs living a modern lifestyle.

Various advantages and attractive offers both on online and offline merchants such as going to the movies, restaurant, fashion, online travel, and marketplace, and many more on select merchants
15% Discount for Upsize at Starbucks
BCA Installment with low interest rates
Accepted over the Mastercard network
One-year fees-free for applications until 31 December 2023

Credit Card Fees

Types of Data	Types of Cards
Types of Data	Visa Batman/ Mastercard BCA Globe	Visa Platinum/ Visa/ Mastercard Black/ BCA JCB Black	BCA Everyday Card / BCA Indomaret Card	BCA Card Platinum	Matahari Mastercard / BCA UnionPay	BCA Smartcash
ANNUAL FEE (Rp)
Main Card	125,000	450,000	125,000	250,000	125,000	N/A
Additional Card	100,000	250,000	100,000	175,000	100,000	N/A
Limit IDR 10 million to IDR 50 million	N/A					250,000
Limit > IDR 50 million to IDR 250 million	N/A					500,000
INTEREST RATES (Rp)
Cash Withdrawal	1.75% (per 1 July 2021)
Shopping Transactions	1.75% (per 1 July 2021)
FEES/FINES (Rp)
Late Charges	1% or a maximum of Rp100.000 (until 30 June 2023)
Replace a Lost/Damaged Card	50,000	Free	50,000	Free	50,000
Over-limit Fee	40,000	Free	40,000	Free	40,000
Cash Withdrawal (Domestic)	4% or min. 40,000		3%		4% or min. 40,000	Free
Cash Withdrawal (Abroad)	4% or min. 40,000		N/A		4% or min. 40,000	Free
Invoice Copy Request	30,000
Billing statement	10,000

Note:

Prices and interest rates will be updated regularly and may change at any time. For further information, please contact Halo BCA 1500888.

BCA Installment

Convert your transactions into BCA installment with a very competitive interest and installment period of up to 36 months, including overseas transactions.

How to convert your purchases into BCA installment:

At all merchants with Cicilan BCA sign
Type cicilan, send SMS to 89888
Via BCA mobile (m-Info menu then Access Transaksi dan Tagihan)
- Make sure the financial transactions in BCA mobile is activated at BCA Branch Office or via Halo BCA
- Make sure Kartu Kredit BCA is connected with BCA mobile at “m-Admin” menu)
Contact Halo BCA 1500888

Reward BCA

Get Reward BCA for every transaction using BCA Credit Cards. Redeem your reward at Reward BCA Merchants. How to check your Reward BCA:

BCA mobile
myBCA
www.bca.co.id/rewardbca
Halo BCA 1500888
EDC BCA

Autopay BCA

Combining all your bills into one single payment via BCA credit cards. The name listed must be under your own name.

How to activate Autopay BCA :

Type Autopay and send the SMS to 89888
Register through halo BCA 1500888
Fill out the registration form by attaching a copy of ID Card and BCA credit card at BCA branch offices or directly at the Merchant counter. The registration form is also available on the Online Registration web https://webform.bca.co.id/kartu-kredit/daftar-autopay

Contactless

Contactless feature allows for a faster and easier BCA credit card transaction at merchants using EDC. Simply tap your BCA Credit Card on a contactless enabled EDC machine, and your transaction is settled in an instant.

How to Activate Contactless Feature on BCA Mastercard Platinum :

Make sure that your BCA Credit Card is active and has a contactless logo.
By making 1 (one) transaction on EDC machine/ATM using PIN, after that Contactless Feature is active and ready to use.
The Contactless feature on the BCA Mastercard Platinum is active and ready to use.

Transaction Limits Valid From 25 July 2023

Changes to BCA Credit Card Contactless Transaction Limits

Starting July 25, 2023, the Contactless transaction limit will change to:

Contactless Transaction	Domestic	International
With PIN	<IDR 1 million	Following the applicable policies of each country
Without PIN	>IDR 1 million	Following the applicable policies of each country
Transaction Limit/day With PIN	IDR 10 million
Transaction Limit/day Without PIN	According to the credit card limit
Transaction Limit/day with or without PIN	20x

Keep your BCA Credit Card, because BCA Contactless Credit Card can be used for transactions without a PIN.
If BCA Credit Card Contactless lose, block the card immediately via BCA mobile, myBCA or Halo BCA 1500888. For BCA Visa Corporate Contactless Credit Card, contact Halo BCA or Corporate Services layanan_korporasi@bca.co.id

Travel Service

Travel package services, tickets, passport and visa documentation with the following privileges:

Order via telephone & ticket delivery facility
Competitive price

Contact BCA Travel Service at:

(021) 235 88000. Ext.1020101 / 1020102

Automatic Travel Accident Insurance

Automatic Travel Accident Insurance is a facility provided for BCA Credit Cardholder, including 1 (one) spouse and a maximum of 3 (three) biological children.

BCA Card Platinum