BCA Mastercard Black

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Benefit BCA Mastercard Black

About Cicilan BCA Reward BCA Autopay BCA Travel Service Automatic Travel Accident Insurance Contactless

BCA Mastercard Black


Experience the ultimate privilege

A special card for well-established individuals with high-mobility, yearning for convenience and flexibility in transactions.

  • Dining Promo at 5-star hotels in select cities
  • Discount 15% Starbucks
  • 0% Cicilan BCA facility overseas
  • Accepted across the Mastercard network
  • Free First Year Fee for applications until 31 December 2023

Credit Card Fees

Types of Data

Types of Cards

Visa Batman/ Mastercard BCA Globe

Visa Platinum/ Visa/ Mastercard Black/ BCA JCB Black

BCA Everyday Card / BCA Indomaret Card

BCA Card Platinum

Matahari Mastercard / BCA UnionPay

BCA Smartcash

ANNUAL FEE (Rp)

Main Card

125,000

450,000

125,000

250,000

125,000

N/A

Additional Card

100,000

250,000

100,000

175,000

100,000

N/A
Limit IDR 10 million to IDR 50 million N/A 250,000
Limit > IDR 50 million to IDR 250 million N/A 500,000

INTEREST RATES (Rp)

Cash Withdrawal

1.75% (per 1 July 2021)

Shopping Transactions

1.75% (per 1 July 2021)

FEES/FINES (Rp)

Late Charges

1% or a maximum of Rp100.000 (until 31 December 2023)

Replace a Lost/Damaged Card

50,000

Free

50,000

Free

50,000

Over-limit Fee

40,000

Free

40,000

Free

40,000

Cash Withdrawal (Domestic)

4% or min. 40,000

3%

4% or min. 40,000

Free

Cash Withdrawal (Abroad)

4% or min. 40,000

N/A

4% or min. 40,000

Free

Invoice Copy Request

30,000

Billing statement

10,000

Note:

Prices and interest rates will be updated regularly and may change at any time. For more information, please contact Halo BCA at 1500888

Fees Include Tax (If any)

PT. BANK CENTRAL ASIA TBK.

MENARA BCA - JAKARTA PUSAT

NPWP : 01.308.449.6-091.000

Cicilan BCA


Transactions can be converted into Cicilan BCA with very competitive interest and an installment period of up to 36 months also applies to overseas transactions.

Change your transaction into Cicilan BCA, how to:

  • At all merchants with Cicilan BCA sign
  • Type cicilan, send SMS to 89888
  • Via BCA mobile (m-Info menu then Access Transaksi dan Tagihan)
    • Make sure the financial transactions in BCA mobile is activated at BCA Branch Office or via Halo BCA
    •  Make sure Kartu Kredit BCA is connected with BCA mobile at “m-Admin” menu)
  • Contact Halo BCA 1500888

See More

Reward BCA


Earn Reward BCA for all transactions. Redeem Reward BCA that have been collected at merchants marked with Reward BCA. Check your Reward BCA via:

  1. BCA Mobile
  2. myBCA
  3. www.bca.co.id/rewardbca
  4. Halo BCA 1500888
  5. EDC BCA

See More

Autopay BCA


Summarizes all your regular monthly bills into one payment on your BCA Credit Card. The customer name listed must be in the personal name.

How to activate Autopay BCA:

  1. Type 'Autopay', send an SMS to 89888
  2. Register via Halo BCA 1500888
  1. Fill out the registration form by attaching a copy of ID Card and BCA credit card at BCA branch offices or directly at the Merchant counter. The registration form is also available on the Online Registration web https://webform.bca.co.id/kartu-kredit/daftar-autopay

Travel Service


Travel package services, travel tickets, passport, and visa processing with the following privileges:

  1. Facilities for ordering via telephone and ticket delivery
  2. Competitive price

Contact BCA Travel Service at (021) 235 88000. Ext.1020101 / 1020102

Automatic Travel Accident Insurance


Facilities are provided automatically for BCA Credit Card holders, including 1 (one) wife or husband and biological children with a maximum number of 3 (three) people.

See More

Contactless


Contactless feature allows for a faster and easier BCA credit card transaction at merchants using EDC. Simply tap your BCA Credit Card on a contactless enabled EDC machine, and your transaction is settled in an instant.

How to Activate Contactless Feature on BCA Mastercard Black :

  1. Make sure that your BCA Credit Card is active and has a contactless logo.
  2. By making 1 (one) transaction on EDC machine/ATM using PIN, after that Contactless Feature is active and ready to use.
  3. The Contactless feature on the BCA Singapore Airlines KrisFlyer Visa Signature is active and ready to use.

Transaction Limits Valid From 25 July 2023

Changes to BCA Credit Card Contactless Transaction Limits

Starting July 25, 2023, the Contactless transaction limit will change to:

Contactless Transaction Domestic International

With PIN

<IDR 1 million

Following the applicable policies of each country

Without PIN

>IDR 1 million

Following the applicable policies of each country

Transaction Limit/day With PIN

IDR 10 million

Transaction Limit/day Without PIN

According to the credit card limit

Transaction Limit/day with or without PIN

20x

  • Keep your BCA Credit Card, because BCA Contactless Credit Card can be used for transactions without a PIN.
  • If BCA Credit Card Contactless lose, block the card immediately via BCA mobile, myBCA or Halo BCA 1500888. For BCA Visa Corporate Contactless Credit Card, contact Halo BCA or Corporate Services layanan_korporasi@bca.co.id
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