Credit Life is a term life insurance product from BCA that provides protection
for BCA credit card holders where unpaid credit card bills, excluding credit
card interest and late fees (if any), will be repaid in the event of the
Insured’s death. Protection is also equipped with additional compensation for
the beneficiary if the customer dies due to an accident. This product is
marketed through telemarketing channels.
Provides life protection due to illness or accident.
Relieve the financial burden of the family in the event of the
Insured’s death with death benefits as a settlement of BCA credit card
Provide additional compensation for the beneficiary.
Ease of obtaining protection over the phone from a telemarketer and without
a medical examination.
Compensation for death due to illness or accident as partial or full
repayment of BCA credit card bills and outstanding with a maximum of Rp50
million per insured.*
Additional compensation for death due to an accident of Rp5 million which
will be paid to the beneficiary.
*Complete terms and conditions refer to the Certificate of Insurance.
Protection of Your and Your Family’s Financial Future
Credit Life provides financial protection for you and your family in the
future in the event of death.
Affordable and Easy Premium Payments
Affordable premium based on the total billing or outstanding (if any), paid
with an auto-debit system from the Insured’s BCA credit card.
Competitive Sum Assured
Sum Assured is the total credit card billing plus outstanding (if any) with
a maximum of Rp50 million per Insured.
Easy way to get protection
To obtain this protection, you only need to call and do not need a medical
examination (guaranteed acceptance).
Terms & Conditions
Membership Requirements: The Insured is a BCA credit card holder
Entry Age: 21 – 64 years old, at the end of the Coverage period the Insured
Age shall not exceed 65 years.
Payment: Auto-debit from the Insured’s BCA Credit Card.
Coverage Period: Monthly or automatically renewed until the Insured reached 65
The amount of premium includes acquisition costs, telemarketing, insurance
certificates, and commissions for the bank.
Get the Product
Apply for Insurance
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