• Annual Fee

Card Types	Basic Card	Supplementary Cards
BCA Everyday Card	IDR125,000	IDR100,000

• The penalty is 1% of the total bill and will not exceed IDR100,000
• Request a summary of the 1-year current transaction: IDR100,000.
• Requesting a copy of the invoice: IDR30,000.
• Replacement fee for lost or damaged cards: IDR50,000
• Request for printing and bill delivery: IDR10,000.
• Overlimit fee: IDR40,000
• The Cash Advance fee (domestic) is 4% of the withdrawal amount or a minimum of IDR40,000, whichever is greater.
• Cash Advance fee at the counter (per transaction): IDR20,000.
• Installment cancellation fee: IDR100,000.
• Stamp Fee (for bill payment > IDR5,000,000): IDR10,000.

• Minimum Credit Limit for Basic and Supplementary Cards

Note: Credit limit will be determined based on the results of the BCA analysis.

• Transaction Limit for BCA Everyday Card

Cash withdrawal and shopping transactions accrue interest at 1.75% per month, in accordance with Bank Indonesia regulations.

Calculation of the statement date of April 1, 2024, and the maturity date of April 17, 2024.

Account date (statement cycle): May 1, 2024; interest calculation when making minimum payment (payment date: April 17, 2024)

Interest calculation:

• BCA Credit Card activation can be done via SMS to 89888, Halo BCA, myBCA, and BCA mobile.
• Minimum payment of 5% of the total bill.
• The validity period of the BCA Credit Card is 4 years.
• Transactions with BCA Credit Card can be made by dipping or swiping at EDC machines and authenticated using a PIN or signature, depending on the country. You can activate your credit card PIN through the myBCA app, BCA mobile, BCA ATMs, or the official BCA website.
• Customers can control credit card transaction settings by activating or deactivating transactions with the following details:

Transaction Type	Remarks	Facilities
Domestic transactions	BCA Credit Card transactions made through ATMs, EDCs, and other transaction terminals in Indonesia.	myBCA and BCA mobile
International transactions	BCA Credit Card transactions made through ATMs, EDCs, or other transaction terminals abroad.
E-commerce transactions	BCA Credit Card transactions made online or through e-commerce merchants.
Contactless transactions	BCA Credit Card transactions made using the contactless method through EDC and other transaction terminals with the contactless logo.

• Customers can request closure of their BCA Credit Card at branches or via Halo BCA. All transaction charges for BCA Credit Card transactions must be paid in advance by the cardholder.
• BCA shall inform all changes to the benefits, fees, risks, terms and conditions of this Product and/or Service through any means in accordance with applicable legal provisions.