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Proteksi Edukasi Maksima (EduPlan)

Secure college fund up to 200% sum insured

Why Should You Have EduPlan?

College Fund Up to 200% Sum Insured

Paid in stages between the ages of 18-21 years old

Flexible Payment

Premium payment period of 5, 10, or 15 years

Waiver of Premium

Waives the premium payment in the event the Premium holder passes away or diagnosed with Total and Permanent Disability through Payor Waiver Edu (Death/TPD) Riders

Proteksi Edukasi Maksima

Proteksi Edukasi Maksima

Important Information Fees Get the Product Asuransi Tambahan FAQ

Important Information

Insurance Benefits

  • Education Benefit guaranteed 200% Sum Insured
  • Additional benefits not guaranteed (if any) consisting of annual bonus and maturity bonus
  • Death Benefit of Cash Value or 110% of the paid Premium, whichever is greater
  • Additional benefit of 100% of Sum Insured in the event of death due to an accident 
  • Maturity Benefits

Risk and Exclusions


The product contains risks, including but not limited to, credit risks and policy cancellation risks.


Death benefits will not be paid if the Insured passes away due to, among others, HIV, insurance crimes, self-inflicted injuries, or suicide.

See brochure for full risks and exclusions

Terms and Conditions

  • Age of the Insured: 15 days - 10 years old (nearest birthday)
  • Age of the Policyholder: 18-60 years old 
  • Period: until the Insured is 21 years old


You can check the complete information about this product via brochure


BCA and AIA licensed and supervised by Otoritas Jasa Keuangan.

The product is an insurance product of PT AIA Financial (AIA) and is not a product of BCA. BCA shall not be responsible for such insurance products.


Insurance Fees

  • This charge is deducted from your premium. The Premium depends on the age of the Insured and the Sum Insured.

Get the Product

Fitur Webform
AIA Bancassurance Consultant
Visit the nearest BCA branch office

Additional Insurance

Payor Waiver Edu Comprehensive Critical Cover (C3)
Waive the premium payment if the Policyholder is diagnosed with one of the 58 Major Critical Illness


How long is the Free Look Period?

14 calendar days since the Policy is received by the Policyholder

How much is EduPlan Sum Insured?

Minimum of Rp100 million/USD20,000

How long is the EduPlan Premium Paying Term?

Entry Age of the Insured (Child) Premium Paying Term
15 days - 10 years old 5 years
15 days - 6 years old 10 years
15 days - 1 year old 15 years

EduPlan tersedia dalam mata uang apa saja?