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Hospital 100 % Refundable

Hospital 100 % Refundable

About

Hospital 100% Refundable is a special health protection program for BCA customers from BCA Life that provides daily hospitalization expenses reimbursement, and ICU daily expenses reimbursement due to illnesses or accidents.

Hospital 100% Refundable also provides the additional benefit of Return of Premium of up to 200% for Death Benefit and 100% return of premiums paid in a 10-year period, and Policy is still in force, whether Inpatient Benefit claims are raised or not. Hospital 100% Refundable offers comfort and certainty of your health protection. This product is offered through telemarketing.


Advantages

  1. Competitive premium
  2. As a financial guarantee against risks (complementary protection).
  3. Provides comfort and security, unburdens your mind from the costs of daily inpatient care and reimbursement of daily ICU due to illnesses or accidents.
  4. Protection against the risk of death that can occurs anytime, anywhere.

Key Benefits

  1. Daily hospitalization expenses reimbursement and ICU daily expenses reimbursement due to illnesses or accidents
  2. Death benefit due to illnesses or accidents 
  3. Return of premium benefit

Privileges

  1. Protection for Your Family’s Future
    Hospital 100% Refundable provides protection for your family’s future
  2. Easy and Affordable
    Low-cost premiums starting from Rp109,000 per month, which can be paid monthly or yearly, automatically debited from BCA Credit Cards.
  3. Attractive Premium Program
    Simply pay premiums for 8 years and get the hospitalization benefits including ICU care benefits for 8 years and Death Benefit for 10 years from BCA Life.
  4. Return of Premium Benefit
    100% return of premiums paid in a 10-year period and Policy is still in force, whether claims for Hospitalization Benefits are raised or not.

Other Provisions

Terms and Conditions

Entry Age: 21 – 59 years old Payment: monthly or yearly auto-debit from a BCA Credit Card for 8 years Coverage Period: Hospitalization Benefits including ICU Care Benefits for 8 years and Death Benefit

Table of Premium Plans and Its Benefits

Table of Premiums (in Rupiah) Table of Plans and Premium for Men

Plan Plan A Plan B Plan C Plan D Plan E
Entry Age of the Insured Premium
6 months - 16 years old 109,000 164,000 218,000 273,000 328,000
17 - 23 years old 119,000 178,000 238,000 297,000 356,000
24 - 39 years old 148,000 221,000 295,000 369,000 443,000
40 - 44 years old 160,000 241,000 321,000 401,000 481,000
45 - 49 years old 193,000 289,000 385,000 481,000 578,000
50 - 54 years old 219,000 328,000 438,000 547,000 657,000
55 - 59 years old 271,000 406,000 542,000 677,000 813,000

Table of Plans and Premium for Women

Plan Plan A Plan B Plan C Plan D Plan E
Entry Age of the Insured Premium
6 months - 16 years old 103,000 155,000 206,000 258,000 310,000
17 - 23 years old 122,000 183,000 245,000 305,000 366,000
24 - 39 years old 173,000 258,000 345,000 432,000 518,000
40 - 44 years old 187,000 282,000 375,000 469,000 563,000
45 - 49 years old 203,000 305,000 406,000 507,000 609,000
50 - 54 years old 233,000 349,000 466,000 582,000 699,000
55 - 59 years old 293,000 439,000 586,000 732,000 879,000

Table of Benefits (in Rupiah)

Types of Benefits Plan A Plan B Plan C Plan D Plan E
Daily hospitalization expenses Reimbursement benefit per day 200,000 300,000 400,000 500,000 600,000
ICU Daily expenses Reimbursement benefit per day (maximum of 30 days per year)
400,000

600,000

800,000

1,000,000

1,200,000
Accidental Death Benefits 200% return of premiums paid since the Insurance Effective Date
Non-Accidental Death Benefits 100% return of premiums paid since the Insurance Effective Date
Return of Premium benefit at the end of the 10th (tenth) policy year (if Policy is still
100% return of premiums paid since the Insurance Effective Date

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