Value Income Assurance (VALUE+)

• Death Benefit
  Up to 150% of the total Basic Insurance Premium paid (excluding Additional Insurance (Rider) Premium (if any)) reduced by the Annual Cash Benefit that has been paid (if any).
• Maturity Benefit
  Up to 1.790% of the annualized Basic Insurance Premium (excluding Additional Insurance (Rider) Premium (if any)).
• Annual Cash Benefit (for Boost Plan)
  Up to 25% of the annualized Basic Insurance Premium (excluding Additional Insurance (Rider) Premium (if any)) payable upon completion of the Premium Payment Period until the end of the Coverage Period.

1. A claim will be rejected if the Insured Event is caused by circumstances excluded under the Policy.
2. The Policy may be terminated unilaterally by the Insurer if the Premiums are not paid or not received by the end of the Grace Period.
3. In the event that any data, information, answers, statements, conditions, declarations, or facts provided (“Consumer Information”) in the Life Insurance Application Form (SPAJ), and/or any other required forms, or supporting documents submitted to the Insurer are found to be incomplete, incorrect, inaccurate, outdated, not in accordance with the actual facts and/or inconsistent, or contain elements of fraud, or forgery, or intentional misrepresentation, or concealment of Consumer Information, the Insurer reserves the right to reject any claim submitted, cancel or terminate the Policy, reassess the underwriting risk (re-underwriting), and recover any outstanding Premiums and/or insurance charges.

Exclusions

The Insurer reserves the right to deny claims for Death Benefits if the death is caused by or related to suicide, the Insured’s involvement in unlawful acts, including insurance-related crimes committed by any party with an interest in this insurance Policy, or the use of narcotics or similar substances.

Further information is provided in the Policy.

Entry Age

• Policyholder : Minimum 21 years
• Insured : 18 – 65 years

For detailed informations of the product, please refer to the brochure.

• PT Bank Central Asia Tbk (BCA) and PT Asuransi Jiwa BCA (BCA Life) are licensed and supervised by Otoritas Jasa Keuangan (OJK).
• This insurance product belongs to BCA Life and is not the product and responsibility of BCA. BCA only acts as the party that refers to the insurance product of BCA Life. This product is not guaranteed by BCA and is not included in the scope of the guarantee program as intended in the applicable laws regarding Indonesian deposit insurance institution.