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Proteksi Jiwa Maksima (JIMI)

Future Protection, With Sum Assured Booster

Why Should You Have Proteksi Jiwa Maksima (JIMI) ?

Sum Assured (SA)

Total up to 315% with Booster Included

Extra Protection

The Additional Accidental Death Benefit is 100% of Initial SA and Waiver of Premium

Return of Premium

Partial Return of Premium up to 20% at Policy Year-2 and Maturity benefit is 110% of total Premium paid (only Plan Value)

Proteksi Jiwa Maksima (JIMI)

Proteksi Jiwa Maksima (JIMI)

About Important Information Fees Get the Product FAQ

Proteksi Jiwa Maksima (JIMI)


Proteksi Jiwa Maksima (JIMI) adalah is traditional life insurance with 20 years protection.

Insurance Benefits

  • Total Sum Assured (SA) up to 315% of initial SA, including:
    1. Death Benefit is 100% of initial SA
    2. SA Booster Benefit up to 110% of initial SA at Policy Year-11
    3. The Additional Accidental Death Benefit is 100% of initial SA
    4. Extra SA is 5% if Policy Holder choose to pay the Premium through autodebet BCA Credit Card.
  • Partial Return of Premium Benefit up to 20% of Single Premium/Annual Basic Premium for SA>IDR 300 Mio, and will be paid 1 time only after Premium Policy Year-2 has been paid without Waiver of Premium claim at Policy Year-1.
  • Waiver of Premium if Policy Holder becomes death or Total Permanent Disability (TPD).
  • Extra Cashback up to 8% of Basic Premium based on AIA Vitality membership status.
  • Flexible Payment period: Single/2 Years/5 Years/10 Years
  • Available in 2 option of Plan:
    1. Plan Value, there is a Maturity Benefit with 110% return of Premium that have been paid if the Insured still alive until the end of insurance period.
    2. Plan Vita, affordable Basic Premium & without Maturity Benefit.

Risk

Insurance product contains risks, including but not limited to, policy cancellation risks, credit risks, claim risks and operational risks.

Exclusions

Death benefits will not be paid if the Insured passes away due to HIV virus, insurance crimes, self-inflicted injuries or other acts towards the similar purpose of suicide in the period of 2 (two) years as from the effective date of Policy or Reinstatement date, whichever later.

Details exclusion see on summary of document product information.   

Terms and Conditions

  • Age of Insured: 1 month– 55 Years
  • Age of the Policyholder : 18 – 55 Years

Brochur

You can check the complete information about this product via brochure

Disclaimer

BCA dan AIA berizin dan diawasi oleh Otoritas Jasa Keuangan.

Produk asuransi tersebut merupakan produk asuransi PT AIA Financial (AIA) dan bukan merupakan produk BCA. BCA tidak bertanggung jawab atas produk asuransi tersebut.

Fees


The fee charged for this product is only Premium. The amount of the Premium depends on Age, Gender, Initial Sum Insured, and Plan chosen.

Get the Product


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FAQ


How long is the Proteksi Jiwa Maksima (JIMI) Insurance Period?

20 years.

What is the minimum Sum Assured for Proteksi Jiwa Maksima (JIMI)?

Minimum IDR100,000,000.

The Initial Sum Assured can not be changed during the Insurance Period.

What is the minimum Premium that will be charged?

Minimum IDR550,000/monthly or IDR6,100,000/year.

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