Proteksi Jiwa Maksima (JIMI) adalah is traditional life insurance with 20
years protection.
Insurance Benefits
Total Sum Assured (SA) up to 315% of initial SA, including:
Death Benefit is 100% of initial SA
SA Booster Benefit up to 110% of initial SA at Policy Year-11
The Additional Accidental Death Benefit is 100% of initial SA
Extra SA is 5% if Policy Holder choose to pay the Premium
through autodebet BCA Credit Card.
Partial Return of Premium Benefit up to 20% of Single Premium/Annual
Basic Premium for SA>IDR 300 Mio, and will be paid 1 time only
after Premium Policy Year-2 has been paid without Waiver of Premium
claim at Policy Year-1.
Waiver of Premium if Policy Holder becomes death or Total Permanent
Disability (TPD).
Extra Cashback up to 8% of Basic Premium based on AIA Vitality
membership status.
Flexible Payment period: Single/2 Years/5 Years/10 Years
Available in 2 option of Plan:
Plan Value, there is a Maturity Benefit with 110% return of
Premium that have been paid if the Insured still alive until the
end of insurance period.
Plan Vita, affordable Basic Premium & without Maturity
Benefit.
Risk
Insurance product contains risks, including but not limited to, policy
cancellation risks, credit risks, claim risks and operational risks.
Exclusions
Death benefits will not be paid if the Insured passes away due to HIV
virus, insurance crimes, self-inflicted injuries or other acts towards
the similar purpose of suicide in the period of 2 (two) years as from
the effective date of Policy or Reinstatement date, whichever later.
Details exclusion see on summary of document product information.
Terms and Conditions
Age of Insured: 1 month– 55 Years
Age of the Policyholder : 18 – 55 Years
Brochur
You can check the complete information about this product via
brochure
Disclaimer
BCA dan AIA berizin dan diawasi oleh Otoritas Jasa Keuangan.
Produk asuransi tersebut merupakan produk asuransi PT AIA Financial
(AIA) dan bukan merupakan produk BCA. BCA tidak bertanggung jawab
atas produk asuransi tersebut.
Fees
The fee charged for this product is only Premium. The amount of the Premium
depends on Age, Gender, Initial Sum Insured, and Plan chosen.
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website
di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin
memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab
dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan
ketersediaan dan perspektif atas produk-produk atau layanan-layanan
yang ditawarkan atau dinyatakan oleh website tersebut.
