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Credit Chubb Life

Credit Chubb Life

Important Information Other Provisions Get the Product

Important Information

About Chubb Life in Indonesia

Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 34,000 people worldwide.

Chubb Life is the international life insurance division of Chubb. In Asia, Chubb Life operates in Hong Kong SAR, Indonesia, Korea, Myanmar, Taiwan, Thailand, Vietnam, and participates in a joint-venture in China. Chubb Life commenced operations in Indonesia in 2009 with the acquisition of PT Asuransi Jiwa Bumi Arta Reksatama, an insurer founded in 1985. In February 2023, PT Asuransi Cigna officially merged with PT Chubb Life Insurance Indonesia (Chubb Life Indonesia). Chubb Life’s history in Indonesia dates back more than 35 years. To meet the financial protection and security needs of its broad range of customers, Chubb Life Indonesia offers a range of life & health insurance protection solutions through agents, financial advisors, brokers, banks, partnership, digital networks, direct marketing and telemarketing operations.

Additional information can be found at here


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Other Provisions

Terms and Conditions

Entry Age of the Insured: 21 – 64 years old

Underwriting Provisions

  • Pre-existing health conditions for 24 (twenty four) months from effective date of insurance
  • Waiting period of 90 (ninety) days from effective date of insurance
  • Maximum monthly premium payment not exceeding Rp100,000

Premium (in Rupiah)

The premium amount is 0.4% of the Cardholder’s or Insured’s total billing amount.

The premium you pay includes all costs and fees charged to the Policy and is allocated for acquisition costs, Policy maintenance costs, commission fees, and other costs if any.


This product contains risks that may arise in the future, including capital adequacy risk, operational risk, and compliance risk.


Some of the things to note about filing an insurance claim:

  1. You can download the claim form from
  2. Fill in the required form correctly and completely
  3. Prepare the necessary documents. The list of documents can be found on your Insurance Certificate of at
  4. Submit all required documents to the Premium Holder (“Pemegang Polis”)

Inquiry and Complaint Service

You can contact CignaSIAP 1-500-033 on weekdays from 8 am to 5 pm or access or Website: or e-mail:

Disclaimer (important notes) :

  1. The Insurance Company may reject your application if it does not meet the applicable requirements and regulations.
  2. Please read the Summary of Product and Service Information carefully and you have the right to ask the Insurance Company employees questions related to this Product Summary.

Disclaimer :

BCA Credit Life Insurance is an Insurance Product marketed specifically based on the collaboration between PT Asuransi Cigna (Cigna Indonesia ) and PT Bank Central Asia (BCA)

  • This Insurance Product belongs to PT Asuransi Cigna. It is not a product and responsibility of PT Bank Central Asia (BCA), thus is not guaranteed by PT Bank Central Asia (BCA) and is not included in the guarantee program as referred to in the provisions of laws and regulations concerning Deposit Insurance Corporation. The risks of Insurance are the responsibility of PT Asuransi Cigna.
  • PT Asuransi Cigna and PT Bank Central Asia Tbk are licensed and supervised by Financial Services Authority (Otoritas Jasa Keuangan)

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