Jakarta, 27 October 2026 – PT Bank Central Asia Tbk (IDX: BBCA) and its subsidiaries recorded loan growth of 12.6% year-on-year (YoY) to Rp1,063 trillion as of September 2026. Loans were disbursed prudently across various segments, including corporate, commercial, and SME, supported by solid liquidity and funding, as reflected in a 10.4% increase in CASA to Rp1,103 trillion. Total third-party funds rose 8% YoY to Rp1,301 trillion.
“BCA remains committed to extending loans across a broad range of sectors to support the national economy, while consistently upholding prudent banking principles and maintaining sound liquidity. Our financing growth was supported by productive loans of Rp831 trillion, up 17.2% YoY. This included corporate loans of Rp528.1 trillion, rising 20.9% YoY, commercial loans of Rp154.1 trillion, up 7.8% YoY, and SME loans of Rp149.2 trillion, which grew 15.4% YoY. Loan growth was also supported by events such as BCA Expo 2026 and BCA UMKM Fest 2026, which engaged more than 1,600 business participants. We also held the BCA Wealth Summit 2026 as a financial education forum to help customers and the broader public manage their finances more wisely,” said BCA President Director Hendra Lembong.
BCA’s SME loan growth continued to outpace the average growth of the national banking industry through 3Q 2026. Asset quality remained sound, with the loan-at-risk (LAR) and non-performing loan (NPL) ratios maintained at 4.6% and 1.8%, respectively, during the same period. Net profit of BCA and its subsidiaries rose 4.2% YoY to Rp45.2 trillion in the first nine months of 2026.
BCA’s sustainable financing increased 16.3% YoY to Rp280.3 trillion as of September 2026, equivalent to 26.4% of the total financing portfolio. BCA also introduced a special lending rate for MSMEs, effective from 1 July 2026 to January 2027. This financing program, titled Kredit Multiguna Usaha (KMU) Hari UMKM 2026, offers interest rates starting from 5.81% effective p.a. and longer loan tenors for MSMEs.
BCA continues to enhance myBCA by introducing new features to better serve customers. The Bank has increased the daily transfer limit in myBCA, which customers can set according to their needs up to a maximum of Rp500 million. The app now also includes a Widget feature, allowing customers quick access to selected services such as transaction history, transfers, QRIS, Flazz, and Cardless. Gold transactions have become more convenient with the launch of Tabungan Emas on myBCA, enabling customers to buy and sell gold digitally in a safe and easy manner. Customers can also make instant foreign currency transfers through myBCA in SGD, GBP, and CAD to Singapore, the UK, and Canada. Most recently, BCA officially introduced the BCA Kartu Kredit Indonesia (KKI), enabling customers to make QRIS transactions through myBCA using their KKI as the funding source.
“We continue to develop products and solutions that address our customers’ evolving needs, while delivering seamless service anytime and anywhere. One example is the launch of KPR Fixed Terencana, which helps customers plan their home financing without worrying about changing interest rate conditions. Our innovations reflect our commitment to staying close to customers and supporting them in every stage of their financial journey. For instance, Flazz top-ups can now be made starting from as low as Rp10,000,” added Hendra Lembong.
BCA received four awards from the Financial Services Authority (OJK) at the KEJAR Award and Financial Literacy Award, underscoring the Bank’s commitment to delivering inclusive and accessible financial products and services. In recognition of its support for MSMEs in obtaining halal certification, BCA also received an award from the Halal Product Assurance Organizing Agency (BPJPH) at the Indonesia Halal Awards 2026. In addition, BCA was named Asian Banking Finance External Social Initiative of the Year at the ABF Retail Banking Awards 2026.
The Genera-Z Berbakti 2026 program by Bakti BCA officially concluded after receiving 260 proposals from more than 98 universities across Indonesia. The four winning teams from Universitas Indonesia, Universitas Gadjah Mada, Universitas Airlangga, and Universitas Padjadjaran completed around one month of community service in Bakti BCA Tourism Villages, namely Kakaskasen Dua, Tomohon (UI); Terong, Belitung (UGM); Patakbanteng, Wonosobo (UNAIR); and Situs Gunung Padang, Cianjur (UNPAD). Bakti BCA also provided humanitarian assistance to victims of the earthquake in East Nusa Tenggara (NTT). In the cultural sphere, the Sanggar Bakti BCA program was officially launched to strengthen Indonesia’s performing arts ecosystem. In healthcare, Bakti BCA distributed eyeglasses to more than 3,500 students in North Jakarta and the Thousand Islands, and recently held free cataract surgeries in Mentawai, West Sumatra, and Toraja, South Sulawesi. Bakti BCA also organized Desa Bakti BCA Community Forum, attended by village administrators, MSMEs, government representatives, and partners. In education, the Bakti BCA Scholarship, which has already benefited more than 9,200 recipients, was relaunched. Bakti BCA also released around 1,300 sea turtle hatchlings in Banyuwangi, accompanied by environmental education involving 100 students to raise awareness of the importance of protecting coastal ecosystems.
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About PT Bank Central Asia Tbk (as of 30 September 2026)
BCA is one of the leading banks in Indonesia focusing on transaction banking as well as providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. At the end of September 2026, BCA served more than 42 million customer accounts and processed more than 125 million transactions daily, supported by 1.278 branch offices, 20.268 ATMs, as well as 24-hour internet & mobile banking services and Halo BCA contact center. BCA's presence is supported by several subsidiaries focusing on vehicle financing, Syariah banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on the wider community. With more than 27.600 employees, BCA's vision is to be the bank of choice and the mainstay of society, serving as an essential pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
