Jakarta, 14 October 2026 – PT Bank Central Asia Tbk (BCA) recorded double-digit growth in financing across various sectors, including the corporate, commercial, and SME segments. BCA’s total loans on a bank-only basis grew 10.5% as of August 2026, reaching IDR1,017 trillion. BCA’s loan growth was the highest among private banks and has consistently been above the industry average over the past 15 years. This growth reinforces the positive trend in BCA’s lending, which surpassed the IDR1,000 trillion level for the first time in the first half of 2026.
Specifically, BCA’s SME loan disbursement as of July 2026 grew 6.9%, reaching IDR134 trillion. This surpassed the average SME loan growth of the banking industry, which stood at 1.2% YoY based on Financial Services Authority (OJK) data for the same period.
BCA Deputy President Director John Kosasih said, “BCA’s positive loan growth reflects our commitment to providing financing for businesses across various sectors. We see a strong need among business owners to keep growing. Therefore, among other things, we offer Kredit Multiguna Usaha MerDeKa (Material, Developer, dan Kontraktor) KMU MerDeKa, a multipurpose business loan program for businesses in the materials, property development, and contractor sectors. We always observe the prudential principle in extending loans so that the growth achieved remains healthy and sustainable.”
BCA is committed to supporting businesses so they can go national, go digital, go global, and go halal. Therefore, in addition to providing quality financing for debtors, BCA also assists businesses in growing and advancing through a range of programs from upstream to downstream. Some of BCA’s programs for businesses include BCA Bangga Lokal, UMKM Go Export, Halal Certification, and BCA UMKM Fest.
BCA’s significant loan growth demonstrates the Company’s consistency in delivering relevant banking services and meeting the financing needs of customers from various segments in a balanced manner. In line with financing expansion, BCA is committed to maintaining loan growth while paying attention to asset quality. As of August 2026, BCA recorded an NPL of 1.8% and an LAR of 4.7%.
BCA is committed to maintaining lending, financing quality, business growth, and liquidity management. The Company also consistently supports productive sectors while taking into account customers’ business prospects and economic dynamics.
“With healthy loan growth, well-maintained asset quality, and strong funding support, we hope to continue supporting customers in developing their businesses and contributing to Indonesia’s sustainable economic growth,” said John Kosasih.
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BCA Loan Growth Reaches Double Digits as of August 2026 – PT Bank Central Asia Tbk (BCA) recorded total loan growth on a bank-only basis of 10.5% year-on-year (YoY) as of August 2026, reaching IDR1,017 trillion. This growth was also supported by the performance of the Small and Medium Enterprise (SME) segment, which recorded financing growth of 6.9% to IDR134 trillion as of July 2026, surpassing the average growth of the national banking industry.
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About PT Bank Central Asia Tbk (as of 30 June 2026)
BCA is one of the leading banks in Indonesia focusing on transaction banking as well as providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. At the end of June 2026, BCA served 42 million customer accounts and processed more than 124 million transactions daily, supported by 1.272 branch offices, 20.374 ATMs, as well as 24-hour internet & mobile banking services and Halo BCA contact center. BCA's presence is supported by several subsidiaries focusing on vehicle financing, Syariah banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on the wider community. With more than 27.600 employees, BCA's vision is to be the bank of choice and the mainstay of society, serving as an essential pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
