Jakarta, 14 August 2026 – PT Bank Central Asia Tbk (BCA) alongside PT Pegadaian (Persero) have officially launched the Tabungan Emas service which can be directly accessed on the myBCA app and web version. This new service is a form of BCA's commitment to always provide solutions for their customers' increasingly dynamic needs.
This launch was held at Hotel Indonesia Kempinski, Jakarta, Friday (14/8) and was attended in person by the management of both companies, which included BCA Vice President John Kosasih, BCA Director Santoso, BCA Director Hendra Tanumihardja, Commercial and Marketing Director PT Pegadaian (Persero) Selfie Dewiyanti, and Director of Information Technology and Digital at PT Pegadaian (Persero) Yos Iman Jaya Dappu.
BCA Vice President Director John Kosasih revealed that this innovation is a strategic step into expanding access to easy, safe, and practical digital gold investment. Moreover, gold instruments have become one of the most popular investment assets among Indonesian society as a safe haven asset.
Referring to the official Pegadaian page, the price of Tabungan Emas as of 13 August 2026 was recorded to be Rp26,030 per 0.01 gram. That value has experienced a more than 30% increase in the span of a year.
"We see that the community's understanding of the importance of building financial resistance through practical and trusted investment has continued to grow. Through myBCA, customers can now buy and sell gold digitally and in real-time, as well as monitor their transaction history and portfolio in one platform," said John Kosasih.
John explained the Tabungan Emas service allows customers to open accounts digitally without having to visit a branch office through the investment menu in the myBCA app and myBCA web-version. After the account is active, customers can sell and buy gold according to their needs using real-time transaction processes. All transaction activities are also documented and can be observed through the transaction history feature on myBCA and the website.
"We believe that Pegadaian's long history of providing gold investment services for the Indonesian community can be a solution to our customers' needs. Alongside that, BCA has a digital banking ecosystem that is used by millions of customers every day," added John Kosasih.
Commercial and Marketing Director at PT Pegadaian (Persero), Selfie Dewiyanti reveals her hopes that the synergy between BCA and Pegadaian can bring innovation and easier, safer financial access for the community.
“This strategic collaboration with BCA is a concrete step by Pegadaian, as Indonesia’s first Bullion Bank, to expand the reach of the gold ecosystem to the public. We believe that Pegadaian’s more than 125 years of experience in the gold business—with current gold assets under management exceeding 150 metric tons, of which more than 20 metric tons come from digital Gold Savings held on a 1:1 basis (fully backed)—combined with BCA’s robust digital ecosystem, will provide an increasingly seamless gold investment experience. “This synergy is certainly a manifestation of our commitment to promoting financial inclusion by delivering innovations and providing safe, fast, and transparent access to financial services for all Indonesians,” said Selfie.
The launch of the Tabungan Emas service on myBCA is part of BCA’s ongoing commitment to providing banking solutions that are adaptive, inclusive, and consistently relevant to the evolving needs of customers. Through the implementation of the hybrid banking concept, BCA continues to strengthen its digital transformation to provide efficient, secure, and convenient transactions via digital ecosystems such as myBCA, while maintaining a human touch in service across its entire branch network.
In line with its commitment to providing equal service and access to all segments of society, BCA continues to develop innovative solutions that promote financial inclusion and have a sustainable positive impact on the national economy.
Picture Information 1:
BCA and Pegadaian Launch Tabungan Emas Service on myBCA – BCA Vice President Director John Kosasih (second from right), BCA Director Santoso (far left), PT Pegadaian (Persero) Director of Marketing, Sales, and Product Development Selfie Dewiyanti (second from left), and PT Pegadaian (Persero) Director of Information Technology and Digital Yos Iman Jaya Dappu (far right) officially launched the Tabungan Emas service, which can now be accessed directly through the myBCA app and the BCA website.
Picture Information 2:
BCA Expands Access to Digital Gold Investment through myBCA – BCA Vice President Director John Kosasih stated that the Tabungan Emas service on myBCA is a strategic step to broaden public access to digital gold investment that is easy, secure, and practical. The service allows customers to open an account digitally without needing to visit a branch, through the investment menu on the myBCA app or the myBCA web version.
Picture Information 3:
Digital Gold Transactions Now Real-Time via Tabungan Emas myBCA – The launch of the Tabungan Emas service on myBCA is part of BCA's ongoing commitment to delivering banking solutions that are adaptive, inclusive, and consistently aligned with evolving customer needs. Customers can buy or sell gold as needed, with transactions processed in real-time.
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About PT Bank Central Asia Tbk (as of 30 June 2026)
BCA is one of the leading banks in Indonesia focusing on transaction banking as well as providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. At the end of June 2026, BCA served 42 million customer accounts and processed more than 124 million transactions daily, supported by 1.272 branch offices, 20.374 ATMs, as well as 24-hour internet & mobile banking services and Halo BCA contact center. BCA's presence is supported by several subsidiaries focusing on vehicle financing, Syariah banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on the wider community. With more than 27.600 employees, BCA's vision is to be the bank of choice and the mainstay of society, serving as an essential pillar of the Indonesian economy.
About Pegadaian
PT Pegadaian (Persero) was founded in Sukabumi, West Java, on April 1, 1901. Beyond the pawnbroking industry, Pegadaian has now transformed into an inclusive financial institution that offers a wide range of financial products and services. Since 2021, Pegadaian has been part of the Ultra-Micro (UMi) Holding alongside BRI and PNM, fully committed to supporting MSMEs in scaling up their businesses.
Pegadaian has now solidified its position as a pioneer in Gold Banking Services in Indonesia with the most comprehensive product offerings, having officially obtained a license issued by the Financial Services Authority (OJK) in December 2024. Through this license, Pegadaian is authorized to conduct bullion-related business activities, including Gold Deposits, Gold Working Capital Loans, Corporate Gold Custody Services, and Gold Trading.
In addition to Gold Banking Services, Pegadaian also offers a variety of gold investment products that are easily accessible to the public, such as Gold Savings, Gold Installment Plans, and Gold Savings Clubs, as well as a comprehensive range of financing products (Hajj & Umrah, Microcredit, Vehicle Loans, and Sharia-Compliant KUR).
All of Pegadaian’s products and services can be accessed through its outlets, Pegadaian agents, and the Tring! by Pegadaian app—designed with a focus on developing the gold ecosystem and digital transformation—to provide convenience, speed, and comfort in financial transactions for the public.
As a social finance institution, Pegadaian is also committed to empowering the public through inclusive financial services, creating a positive impact on communities, and improving overall well-being. For more information, visit www.pegadaian.co.id.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
