Tangerang, 8 February 2026 – The "glistening" price of gold throughout 2025 has driven an upward trend in precious metal investment. In line with this, PT Bank BCA Syariah (BCA Syariah) recorded significant growth in its gold financing business. Furthermore, BCA Syariah is committed to simplifying services to meet public needs.
As widely known, gold prices have continued to strengthen over the past year. For example, the price of Antam gold reached IDR 2,501,000 per gram on December 31, 2025, an increase of more than 60% compared to early January 2025. As of Saturday (Feb 7), the purchase price for 1 gram of Antam gold was set at IDR 2,920,000, while the buyback price stood at IDR 2,706,000.
Similarly, the gold financing business at BCA Syariah continued to rise throughout 2025. The subsidiary of PT Bank Central Asia Tbk (BCA) recorded gold financing reaching IDR 520 billion as of December 2025, representing a 238.1% year-on-year increase.
"Gold trends are rising very high, so BCA Syariah must focus on exploring gold opportunities, including assisting in financing," said Arief Mediadianto, VP of Retail & Consumer Business at BCA Syariah, while speaking at the BCA Expoversary Mini Studio Podcast at ICE BSD Tangerang, Banten, on Saturday (Feb 7, 2026).
Arief stated that BCA Syariah also continues to facilitate access for people requiring gold financing services. While customers previously had to visit service offices offline, gold financing can now be accessed through the BSya by BCA Syariah mobile banking application. It is hoped that this will help meet public needs regarding gold-related transactions.
Furthermore, BCA Syariah continues to expand its collaboration with various gold vendors. Arief revealed that the goal of this partnership is to provide BCA Syariah customers with many options for obtaining gold. "It would be a pity if gold options were limited. Through BCA Syariah, the public has many options to buy gold," he remarked.
In addition to the ease of access via the BSya by BCA Syariah app, Arief also ensured there would be many attractive promos that should not be missed. Especially during the BCA Expoversary 2026 held in Jabodetabek and several other cities in Indonesia, customers wishing to buy gold can visit the BCA Syariah booth.
Available promos include down payments (DP) starting from 10%, a financing ceiling of up to IDR 1 billion, flexible financing tenors of up to 5 years, and prizes such as Flazz cards worth up to IDR 500,000 or savings balance cashback of up to IDR 500,000.
Photo Caption:
Sharia Financing for the Community’s Gold Needs – VP Retail & Consumer Business of BCA Syariah, Arief Mediadianto, explains the company’s gold financing strategy amid rising gold price trends during the BCA Expoversary 2026 Mini Studio Podcast at ICE BSD, Tangerang, Banten, on Saturday (February 7, 2026). Arief conveyed that at BCA Expoversary 2026, BCA Syariah is also presenting various special offers, ranging from light down payments to flexible financing tenors, to make it easier for the public to own gold assets.
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About PT Bank Central Asia Tbk (as of December 31, 2025)
BCA is one of Indonesia's leading banks, focusing on transaction banking and providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. As of the end of December 2025, BCA serves 43 million customer accounts and processes more than 115 million transactions daily, supported by 1,270 branch offices, 20,163 ATMs, as well as internet & mobile banking services and the Halo BCA contact center, which is accessible 24 hours a day. BCA's presence is supported by a number of subsidiaries that focus on vehicle financing, Sharia banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on society at large. With more than 27,000 employees, BCA's vision is to become the main bank of choice for the community, serving as an important pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Phone : (021) 2358-8000
Fax : (021) 2358-8339
Email : corcom_bca@bca.co.id
