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12 Feb 2021

Continuing to optimize digital banking, BCA increases the transaction limit for BagiBagi feature to IDR 50 million/day

Jakarta, 12 February 2021 – The commitment of PT Bank Central Asia Tbk (BCA) to provide service excellence to loyal customers continues to be carried out through its digital banking services. This time, BCA has optimized the BagiBagi feature on BCA mobile in order to provide customer satisfaction in banking transactions.

Today (12/02) the BagiBagi limit is increased for each BCA mobile user to Rp 50 million/day with a transaction limit of 25x/day (maximum Rp 10 million/transaction). This limit increase will be valid until February 28, 2021. Previously, BCA mobile users had a maximum limit of 10 share transactions per day with an accumulated nominal of up to Rp 10 million/day.

BCA presents the BagiBagi feature, a feature to share money through the BCA mobile application with friends/family who have the Sakuku application. The amount of money distributed can be the same proportion (Fixed), or different proportion (Random). The BagiBagi feature can be used by loyal customers to share money during Chinese New Year, Eid, Birthday, or as a form of appreciation to friends/family. Customers can also choose the design of the greeting card that will appear in the Sakuku application for the BagiBagi recipient.

“In line with our commitment, Always by Your Side, BCA continues to listen to customers about their growing need for digital transactions. Therefore, coinciding with the Lunar New Year 2572 this time, we have increased the transaction limit for this BagiBagi feature. It's simple and easy, customers can share the BagiBagi link via chat applications or other social media. This BagiBagi link will be valid for 1x24 hours starting from the time the link was created by the sender," added Santoso.

To use this feature, the method is quite easy, customers can install/update the BCA mobile application → open the m-BCA menu → open the BagiBagi menu → select a greeting card → select random or fixed mode by determining the total nominal, number of recipients, greeting, and account source of funds, then select send → select continue and enter the m-BCA PIN → press the “Yuk, Bagikan” button.

For recipients, they will receive a link that will direct to Sakuku as an application to receive BagiBagi money. The recipients must install/update the Sakuku application to receive the BagiBagi money and greeting cards shared by the sender.

For information, the BagiBagi feature has been used more than 50,000 times by users or customers with a transaction value of IDR9 billion as of December 2020.

“Fun and unique, the advantages of the BagiBagi feature are now favored by customers who currently tend to choose banking transactions that are fast, easy, and safe. The BagiBagi feature answers the needs of today's customers easily. We hope that this optimization can provide added value for all our beloved customers in the country," concluded Santoso.

Information on how to use the BagiBagi feature on BCA mobile can be found at

You Can Use BagiBagi Angpao Via BCA Mobile While Staying #DiRumahAja - The tradition of sending and receiving angpao can still be done even though they cannot meet in person. Through the BagiBagi feature on BCA mobile, BCA customers can easily send allowances to family and relatives and through the Sakuku application, customers can receive allowances. The BagiBagi feature has been used more than 50,000 times by users or customers with a transaction value of IDR9 billion until December 2020.


About PT Bank Central Asia Tbk (as of 31 December 2020)

BCA is one of the leading commercial banks in Indonesia with the core business of transaction banking. BCA also offers a full range of financial services in consumer, SME, commercial and corporate segments. As of December 2020, BCA has the privilege of serving 25 million customer accounts, processing around 32 million of daily transactions through a network of 1,248 branches; 17,623 ATMs as well as the 24-hour internet & mobile banking systems; supported by 24/7 Halo BCA contact center. BCA’s presence is complemented by a number of subsidiaries focusing on vehicle financing, sharia banking, securities, general and life insurance, digital bank, remittance as well as venture capital business. BCA is committed to building lasting relationship with customers, putting people first, and making positive impact on society at large. With more than 24,000 employees, BCA's vision is to be the bank of choice and a major pillar of the Indonesia economy.

For more information, please contact :

Corporate Secretariat Division – Corporate Communication Sub Division
Public Relations Bureau

Address : Jl. MH Thamrin No. 1
Menara BCA Grand Indonesia 20th Floor
Jakarta Pusat 10310
Phone : (021) 2358-8000
Fax : (021) 2358-8300
E-mail :

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