The growth of capital market investors has continued to increase in recent years. This indicates a rising public interest in investing in capital market products, one of which is Mutual Funds. In response to this growing interest in investment, the Financial Services Authority (OJK) has introduced a national program called the Program Investasi Terencana dan Berkala (PINTAR) Reksa Dana as an alternative financial planning solution for the public.
The PINTAR Mutual Fund is designed to help people invest in Mutual Funds gradually, regularly, and sustainably. Through a periodic investment approach, investors can set aside a fixed amount of funds over a certain period. In addition to making it easier to start investing, periodic investing is also expected to help investors achieve their long-term financial goals.
By investing regularly, investors can gain several benefits, including:
- Achieving measureable financial goals
Periodic investing helps plan financial targets more clearly. Because it is done routinely and consistently, Investors can estimate how much funds will accumulate over a certain period, making financial goals more realistic and well-directed.
- Encouraging investment discipline
By scheduling investments regularly, Investors are indirectly helped to set aside money first before using it for other needs. Investment discipline is important because it is the main foundation for building long-term financial stability.
- Increasing wealth gradually
Periodic investing allows assets to grow slowly but consistently. Over time, investment returns can develop, so your wealth can increase without adding a significant investment burden.
- Making investment diversification easier
With periodic investing, investors have the opportunity to allocate funds into various instruments. This helps maintain investment value stability and minimize the risk of fluctuations.
One way to achieve these benefits is by easily starting periodic Mutual Fund investments on a monthly basis through the Investasi feature in myBCA.
How to make periodic investment transactions in the myBCA Investasi feature:
- Log in to the myBCA application, then click the Investment feature
- Select Mutual Fund
- Choose the Mutual Fund product you want to buy
- Select the source of funds and enter the transaction amount
- Make sure the Auto-Subscription option is activated
- Select the periodic debit date and the investment period
- Review the transaction details and confirm
- The transaction has been successfully submitted
Let’s achieve a better financial future with periodic investing in myBCA.
For more information about periodic Mutual Fund transactions, please contact haloBCA through the Help Center menu in myBCA, the haloBCA app, or by phone at 1500888
