January 2026 is almost over, how about the resolution to prepare funds for the future? Well, if customers want to prepare funds through investment, here’s some good news: on January 26, 2026, the Indonesian government, through the Ministry of Finance, launched the Obligasi Negara Ritel series ORI029, the first Retail Surat Berharga Negara (SBN) on the Primary Market this year. This safe investment product (principal and coupon payments are guaranteed by law) is often used as a portfolio diversification option in the Fixed Income asset class.
This SBN offers monthly coupons, allowing it to generate passive income. ORI029 is available in two tenors, as follows:
- ORI029T3: 3 year maturity with a fixed rate coupon of 5.45% per year and can be ordered starting from IDR1 million to IDR5 billion.
- ORI029T6: 6 year maturity with a fixed rate coupon of 5.80% per year and can be ordered starting from IDR1 million to IDR10 billion.
Even though it has a maturity period of several years, customers do not need to worry if they need funds since at BCA, ORI029 can be traded on the Secondary Market with competitive prices and has the potential to obtain capital gains. Moreover, ORI029 can be used as collateral if customers want to apply for various types of credit.
Customers can order ORI029 via the Investment feature in the myBCA application, or the KlikBCA website during its offering period which opens until February 19, 2026. For customers who have never invested at BCA, they can register their investor data (Single Investor Identification/SID) directly in the Investment feature on myBCA application.
Let’s invest in ORI029 via myBCA! For more information, contact Halo BCA at 1500 888 extension 4 for investment services or mention BCA on Twitter: @HaloBCA.
