In life, there are many financial aspects we can control. We can reduce
unnecessary spending, save more, and manage our expenses wisely. However,
some things are beyond our control, such as the risk of death or health
issues. Critical illnesses like cancer, heart attacks, or strokes can have a
significant impact, not only on health but also on a family's financial
stability.
To prevent financial instability in the event of illness, critical illness
insurance can be a solution, as the Sum Insured can help cover medical
expenses while safeguarding the family's financial well-being.
Protect yourself financially from the burden of critical illness treatment
costs with
Safety Guard Critical Cover (STAR)
and enjoy a
Special 20% Discount of up to IDR20 million during the BCA
Expoversary period, valid only until March 31, 2025, under the following
conditions:
Get a 20% Discount Maximum IDR20 Million
*Only for annual policy applications with a minimum
Annual Premium of IDR12 million
Program Terms and Conditions:
-
The application period is based on the date of signing the SPAJ
(Life Insurance Application Letter).
-
The discount is directly deducted from the first-year basic premium.
-
The discount applies only to the first-year basic premium and does
not apply to extra premiums (if any) or subsequent policy years.
- Valid for annual policy payments only.
-
This program cannot be combined with other ongoing promotions.
-
This program can be combined with Cicilan BCA 0% (3
month tenor) for first-year policy payments using a Credit Card with
the BCA Card logo.
Here is an illustration of the discount you will receive:
Illustration #1
Mr. Clement is a 28-year-old entrepreneur with a high level of
activity and mobility. To safeguard his financial future against the
risk of critical illness, he decides to purchase Safety Guard Critical
Cover (STAR) insurance with a sum insured of IDR1 billion. The
first-year premium is IDR13,280,000, paid annually. Mr. Clement will
receive:
-
A 20% discount amounting to IDR2,656,000 (valid
only for the first year)
-
A reduced first-year premium payment of
IDR 10,624,000
Illustration #2
Mrs. Celine is a 25-year-old mukbang content creator. Aware of the
potential long-term health risks of her profession, she decides to
purchase Safety Guard Critical Cover (STAR) insurance to safeguard her
finances in case of a critical illness. She pays a first-year premium
of IDR10,200,000 annually. Mrs. Celine will receive:
-
Critical illness protection with a sum insured of IDR1 billion
-
No 20% discount, as her first-year premium is below
IDR12,000,000
For more information, visit a BCA Life Financial Advisor at your nearest BCA
branch office!
Important Information:
PT Bank Central Asia Tbk. and PT Asuransi Jiwa BCA are licensed and
supervised by the Financial Services Authority (Otoritas Jasa Keuangan)
PT Bank Central Asia Tbk. is licensed and supervised by Bank
Indonesia.
