18 Feb 2025 | News & Features

Apply for Critical Illness Insurance and Enjoy a Discount of up to IDR20 Million during BCA Expoversary!

In life, there are many financial aspects we can control. We can reduce unnecessary spending, save more, and manage our expenses wisely. However, some things are beyond our control, such as the risk of death or health issues. Critical illnesses like cancer, heart attacks, or strokes can have a significant impact, not only on health but also on a family's financial stability.

To prevent financial instability in the event of illness, critical illness insurance can be a solution, as the Sum Insured can help cover medical expenses while safeguarding the family's financial well-being.

Protect yourself financially from the burden of critical illness treatment costs with Safety Guard Critical Cover (STAR) and enjoy a Special 20% Discount of up to IDR20 million during the BCA Expoversary period, valid only until March 31, 2025, under the following conditions:

Get a 20% Discount Maximum IDR20 Million

*Only for annual policy applications with a minimum Annual Premium of IDR12 million

Program Terms and Conditions:

  1. The application period is based on the date of signing the SPAJ (Life Insurance Application Letter).
  2. The discount is directly deducted from the first-year basic premium.
  3. The discount applies only to the first-year basic premium and does not apply to extra premiums (if any) or subsequent policy years.
  4. Valid for annual policy payments only.
  5. This program cannot be combined with other ongoing promotions.
  6. This program can be combined with Cicilan BCA 0% (3 month tenor) for first-year policy payments using a Credit Card with the BCA Card logo.

Here is an illustration of the discount you will receive:

Illustration #1
Mr. Clement is a 28-year-old entrepreneur with a high level of activity and mobility. To safeguard his financial future against the risk of critical illness, he decides to purchase Safety Guard Critical Cover (STAR) insurance with a sum insured of IDR1 billion. The first-year premium is IDR13,280,000, paid annually. Mr. Clement will receive:

  • A 20% discount amounting to IDR2,656,000 (valid only for the first year)
  • A reduced first-year premium payment of IDR 10,624,000

Illustration #2
Mrs. Celine is a 25-year-old mukbang content creator. Aware of the potential long-term health risks of her profession, she decides to purchase Safety Guard Critical Cover (STAR) insurance to safeguard her finances in case of a critical illness. She pays a first-year premium of IDR10,200,000 annually. Mrs. Celine will receive:

  • Critical illness protection with a sum insured of IDR1 billion
  • No 20% discount, as her first-year premium is below IDR12,000,000

For more information, visit a BCA Life Financial Advisor at your nearest BCA branch office!

Important Information:

PT Bank Central Asia Tbk. and PT Asuransi Jiwa BCA are licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan)
PT Bank Central Asia Tbk. is licensed and supervised by Bank Indonesia.