The rainy season and holidays often coincide. When preparing for a vacation, it is important to consider the condition of the house that will be left unattended for several days, especially during the rainy season, when continuous rainfall can pose unexpected risks to our homes. This is because the risk of fire is high not only during the dry season.
In fact, the rainy season also carries a risk of fire, especially when the house is empty for a long period of time. Humidity and potential electrical disturbances can increase the risk of fire, which often occurs without any clear warning signs.
The increased risk of fire does not just happen. There are several interrelated factors that are often overlooked, especially when it rains continuously and the house is unoccupied.
1. Homes become more humid than usual
High rainfall causes humidity levels inside homes to rise. Walls, ceilings, and areas near electrical installations are susceptible to moisture. Under certain conditions, water can also seep into cable lines or electrical outlets, increasing the risk of electrical short circuits that can cause fires.
2. Electrical installations become more vulnerable
Water and electricity are a risky combination. Water leaks, aging cables, or poorly protected outlets become more vulnerable during the rainy season. These risks are often not immediately apparent, but can develop slowly without being noticed. To reduce these risks, conduct regular electrical installation inspections, ensure there are no water leaks, and turn off unused electronic equipment before traveling.
3. Empty homes make risks difficult to detect
When homes are left unoccupied during holidays, no one is there to notice early signs of risk, such as burning smells, small sparks, or unusual noises from electrical installations. As a result, minor problems that could have been dealt with quickly have the potential to develop into greater risks, such as fires.
4. Distance slows down response
When homeowners are away, responses to problems become slower. This delay can exacerbate the impact of any damage that occurs. To help monitor the condition of their homes, owners can now take advantage of technologies such as CCTV cameras, smart plugs, or electrical appliance monitors via smartphone apps.
Vacation is a time to recharge your energy and enjoy time with friends or family. To make your vacation truly enjoyable, it is important to prepare in advance to ensure peace of mind and safety during your trip, including making sure that your home is protected while you are away.
Risks cannot always be completely prevented, but they can be mitigated. With Fire Insurance from BCAinsurance, your vacation will be more peaceful because your home is protected even if something unexpected happens.
Get various benefits of Fire Insurance as follows:
✅ Affordable premiums, starting from IDR200,000 per year
✅ Easy and fast process, without surveys for certain occupations
✅ Seamless payments via Virtual Account
✅ Maximum protection with extended coverage, starting from natural disasters and riots to damage caused by terrorism
Don't wait until a risk occurs! Apply for Fire Insurance through the Protection Feature in the myBCA app or visit the nearest BCA branch office.
