Political, social, and economic issues on both domestic and global scale currently lead to anxiety among entrepreneurs, employees, and other professionals. The risk of job loss and disruptions to financial plans are the most significant impacts. Many people feel adrift without a clear direction. However, in times like these, the importance of managing one's thoughts and planning wisely for the future becomes even more evident.
Mental Balance: The Foundation of Resilience
dr. Theresa Ayu Febrinia Nainggolan, SpKJ, a Mental Health Specialist from Primaya Evasari Hospital, explains that anxiety often arises when a person feels a loss of control over their life. Social, political, and economic uncertainty are stressors that can frequently lead to mental health issues. In these conditions, it is important to be more aware of the early symptoms of stress, such as sleep disturbances, irritability, or difficulty concentrating, in order to take immediate steps toward recovery.
According to her, calmness is not something that simply occurs on its own, but is the result of a balance between the body and mind. Simple routines such as light exercise, adequate sleep, and mindfulness practices can be key to maintaining emotional stability. “A healthy body helps the mind stay clear,” she states.
Financial Planning: Building a Senses of Security
Economic factors are often a source of anxiety, especially when thinking about the future. Masagus Lukman Syahranie, SE, MSc, CWM, (Sales Workforce Planning and Enablement Lead at AIA) points out the importance of financial planning as a support for a calm life. He states that many people delay getting protection because they feel they do not need it yet or do not understand its benefits. However, according to him, insurance is not a cost, but rather an investment in peace of mind.
He gives an example of an insurance product like AIA's PRIMA Extra, which comes with AIA Vitality and Personal Medical Management services from Medix. This insurance protects against the risk of critical illness and promotes a healthy lifestyle through a fun and integrated method.
AIA Vitality is not just a health program; it is like a companion that supports a healthy lifestyle journey in a pleasant way. Every healthy choice from exercise and diet to regular check-ups is recognized with rewards such as premium discounts, annual cashback, and other benefits. The higher the customer's Vitality status, the greater the rewards they can enjoy. This program encourages lasting lifestyle changes, making health a long-term investment.
On the other hand, Personal Medical Management provides diagnostic support from international medical experts. With diagnostic accuracy increasing by up to 22% (based on the report: Studi Pemahaman AIA tentang Kebutuhan dan Harapan dalam Perawatan Kesehatan), this service offers a 360° health overview tailored to personal needs. Personal Medical Management covers various types of illnesses and gives complete support, from consultation to recommendations for the best treatment.
This entire program provides a complete insurance experience through these stages: Prevent (prevention program), Diagnose (teleconsultation), Treat (in-patient care), Recover (rehabilitation), and Predict (biomarker screening and genetic testing). This method shows that protection is not just about managing illness, but also about preventing and preparing early on.
“When we know our future is well-prepared, both financially and with protection, anxiety lessons. We can live our daily lives more peacefully,” he explained.
Genuine Well-being: More Than Just Wealth
A genuine well-being is not only about wealth and achieving family financial goals, but about the readiness to face life with calm and stability. Managing thoughts, maintaining health, and planning for the future are not three separate things, but are one unified whole where each part supports the others. In an uncertain world, peace of mind is the most valuable form of wealth, and it is one that can be achieved, as long as it is planned wisely.
This topic was discussed at the BCA Wealth Summit Online 2025.
Watch the full discussion in the BCA Wealth Summit Online 2025 video:
