The mode of fraud involving the falsification of mobile banking transfer proofs such as those from myBCA, BCA mobile, and KlikBCA is becoming increasingly sophisticated in line with technological developments.
Fraudsters trick the victims by pretending to have transferred a certain amount of money, or by claiming to have made an excess transfer and asking for the difference to be transferred back.
The victims will be sent a transfer receipts that has been edited in such a way that they believe the transfer of a certain amount of money has been successfully made.
The purpose of this trick is to steal the victim's money. Fake transfer receipts often have common characteristics such as unclear and inconsistent fonts, untidy layouts, and faded or different text colors.
However, even if the fonts, layout, and colors appear neat (indistinguishable from the original), you still need to stay alert. This is because the scammers can be highly professional, especially now that editing technology is becoming increasingly advanced with the advent of AI (Artificial Intelligence).
It is important to verify. Below are some preventive steps you can take.
Tips to Avoid Fake Transfer Receipt Scams
1. Don’t trust the transfer receipt right away
When you receive a transfer receipt, don’t assume the funds have been received, especially if something seems unusual or suspicious.
2. Verify the receipt by checking your account transactions
Always verify any incoming transfer receipt by checking your account transactions. If there is a recorded transaction and your balance increases, then the funds have been successfully transferred to your account. You can use BCA mobile, myBCA, or KlikBCA e-channels to check incoming transactions. If the transaction is not recorded in your account, confirm it again with the sender.
3. Report to Halo BCA and the authorities
If you have already become a victim of this type of fraud, or need help checking your balance or account transactions, you can contact Halo BCA via the HaloBCA app or Halo BCA's official contact number at 1500888 to request follow-up.
Those are some tips to avoid the fraudulent method of fake transfer receipts. Always beware and careful when receiving transfer receipts like this so that you can avoid this method of fraud.
To find out about the current banking fraud methods, find out to be safe at www.bca.co.id/awasmodus
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