05 Aug 2025 | Edukatips

Enjoy Transactions Without MDR Fee, Get to Know the Benefit of BCA Reward for Merchants!

Paying with a BCA Credit Card using a BCA EDC machine is very common when doing offline payment or transaction. One of the available payment methods when using a BCA Credit Card is by redeeming your BCA Reward.

But do you know that redeeming BCA Reward for payment isn’t just beneficial for customers, but also for merchants?

The Benefits of Redeeming BCA Reward for Merchant:

The entire transaction nominal paid by redeeming BCA Reward using a BCA EDC machine will not be subjected to MDR fee or Merchant Discount Rate, so merchants wouldn’t have to pay transaction fee and wouldn’t be subjected to any deduction

BCA Reward Redemption is Available for:

All BCA merchants who have the credit facilities in their BCA EDC machine, especially those in the Food & Beverage, Travel, Fashion, Groceries and Household sectors. 

How to Redeem your BCA Reward:

It is important to note that when redeeming BCA Reward, you must redeem the full amount (BCA Reward cannot be partially redeemed). 

How to Redeem BCA Reward in BCA EDC Machine

  • Insert a BCA Credit Card into the EDC machine
  • Input the transaction nominal
  • Confirm to the customer that they would like to redeem their BCA Reward and press YES to use the BCA Reward
  • Customer complete the payment by entering their PIN
  • Transaction is successful and the EDC machine will print the transaction receipt

How to Redeem BCA Reward in Touchscreen BCA EDC Machine

  • Choose Kartu & QRIS and input the transaction nominal
  • Insert a BCA Credit Card into the EDC machine
  • Confirm to the customer that they would like to redeem their BCA Reward and activate the Use BCA Reward toggle,
  • Click Konfirmasito use BCA Reward 
  • Customer complete the payment by entering their PIN
  • Transaction is successful

From now on, do not hesitate to offer payment by redeeming BCA Credit Card to your customers and enjoy the benefits!