20 Jun 2025 | Edukatips

Enjoy More Fun on Vacation with Flexible Limits on BCA Credit and Debit Card

Is your mid-year vacation dream just around the corner? Don’t let transactions become a burden. Let BCA be your financial support system, making all your payments while traveling easy and hassle free.

Seeing how excited you are to go abroad, starting July 16, 2025, you can enjoy more flexibility in managing your BCA Credit Card and Debit Card limits through the myBCA app, myBCA web, and BCA mobile. All transactions will run more smoothly so you can enjoy your vacation without worrying about finances. Make the most of every moment and smile through your entire holiday.

Check out these feature updates to get you even more Holiday Ready:

Set Daily Limits for BCA Contactless Credit Cards Without PIN. Tap Securely, Travel Easily!

Dream vacations are often limited by daily transaction caps on BCA Credit Cards, when travel should be all about freedom and delightful surprises. Imagine spontaneously extending your trip, upgrading your hotel stay, or buying souvenirs without a second thought.

A new menu and feature is now available: Set Daily Limit for Contactless Credit Card Transactions Without PIN. Perfect for those of you who frequently make tap transactions abroad. Now you can adjust your limit more flexibly, based on your needs!

Daily Transaction Limit for Contactless Credit Card Payments without PIN

Type Of Limit	Nominal Limit
Maximum Limit	Up to IDR200 Milion*

*If the card limit exceeds IDR200 million, the maximum limit for contactless transactions without a PIN remains IDR200 million

Per Transaction Limit

Domestic: IDR1 million
Overseas: According to the regulations of each country

How to Set a Daily Transaction Limit for BCA Contactless Credit Cards Without PIN in myBCA App or myBCA Web Version:

Log in to myBCA
Tap the Settings icon in the top right corner
Select the Credit Card menu
Choose the Credit Card you want to set the limit for
Tap Set Limit
Enter the desired limit amount based on your needs
On the Confirmation page, check the Terms & Conditions box and tap Continue
Enter your Transaction PIN/KeyBCA appli 1 (myBCA web version) for verification
BCA Credit Card limit set successfully

How to Set a Daily Transaction Limit for BCA Contactless Credit Cards Without PIN in BCA mobile App:

Open the BCA mobile app and select the m-BCA menu
Tap m-Admin
Select “Atur Limit Transaksi Kartu Kredit”
Choose the Credit Card you want to set
Enter the desired limit amount based on your needs
Enter your m-BCA PIN
BCA Credit Card limit set successfully

Starting July 16, 2025, the transaction frequency limit for BCA Credit Cards will be removed. This means you’ll have full flexibility to make as many transactions as you need each day without worrying about hitting a limit.

Daily Transaction Limit for BCA Debit Card Without PIN Abroad

Card Type	Maximum Limit*
Solitaire/Prioritas	IDR200 Milion
Platinum	IDR150 Milion
Gold	IDR125 Milion
Blue	IDR100 Milion
Xpresi	IDR50 Milion

*Customers can increase their limit up to the maximum through the 'Set Limit' menu in myBCA, myBCA Web version, and BCA mobile

Set Daily Transaction Limits for BCA Contactless Debit Cards Without PIN Now Separately!

To provide more flexibility and suit your needs, daily limit settings for Contactless Debit Card transactions without PIN are now divided into two categories: domestic and international transactions.

Daily Transaction Limit for Contactless Debit Transactions Without PIN

Daily Limit	Domestic	International
Maximum	IDR1 Million	Up to IDR10 Million*

*Customers can increase their limit up to the maximum through the 'Set Limit' menu in myBCA, myBCA Web version, and BCA mobile

Per Transaction Limit:

Domestic: IDR1 million
International: Follows the regulations of each country

*Customers can increase their limit up to the maximum through the Set Limit menu in myBCA, myBCA Web, and BCA mobile.

How to Set the Daily Transaction Limit for BCA Contactless Debit Card Without PIN and Non-Contactless in myBCA app or myBCA Web:

Log in to myBCA
Tap the Settings icon on the top-right corner
Select Debit Card
Choose the Debit Card you want to set
Select the Set Limit you want to adjust
Set the limit according to your needs
On the confirmation screen, enter your Transaction PIN or KeyBCA Appli 1 (for myBCA Web) for verification
BCA Debit Card limit set successfully

How to Set the Daily Transaction Limit for BCA Contactless Debit Card Without PIN and Non-Contactless in BCA mobile app:

Open BCA mobile app, select the m-BCA menu
Select “Akun Saya” menu
Select “Atur Limit” menu
Change the limit amount on the Debit Transaction Limit section, then click OK
Enter your m-BCA PIN to confirm the new limit

With all these new features, your mid-year vacation will be even more worry-free. Get #HolidayReady by checking and setting your card transaction limits now on the myBCA app, myBCA Web, or BCA mobile!